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NFCU - Navy Federal CC Question

Epic Contributor

Re: NFCU - Navy Federal CC Question

@Birdman7 wrote:
OP, Did they HP you to join?

What CRA(s) did they pull for join/card?

They did not HP to join

They HP'd TU for The Card and at the same time SP'd Equifax, I checked me EQ soft pulls.

I think this ib ecoming more common for lenders to do.

it's just most people are not checking there SP's.

popcorn eating emoticon.gif

Message 11 of 13
Super Contributor

Re: NFCU - Navy Federal CC Question

I am in, no HP, just SP on TU, but the rep swore it wd be a HP. Lol.😊
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Oct 2020 New Account Scorecard.Nov 2020, No New Account Scorecard (reassignment conflated with aging. EX9 not updated yet. Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.

(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 12 of 13
Community Leader
Mega Contributor

Re: NFCU - Navy Federal CC Question

@Birdman7 , call them back up snd DEMAND a hp! You cant have CSR Chasing away old cat talesSmiley Wink
Message 13 of 13
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