NFCU Product Change Maybe??

[Sweets8E]

With Navy Federal unsecuring my secured card yesterday (Actually happened on the 19th. Just noticed it yesterday though) I am now the owner of 3 nRewards cards.....Can I ask them to pc the one they just unsecured to something else?

If so, what are some good options? I travel a lot for my job, and currently I run those charges through my Zync (we all know how ineffective and kind of crappy those rewards are). I also just got a Southwest Rapid Rewards Visa that I'll be using too for the points there. I just don't want to sit on 3 nRewards cards.

[DaveSignal]

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@Sweets8E wrote:

With Navy Federal unsecuring my secured card yesterday (Actually happened on the 19th. Just noticed it yesterday though) I am now the owner of 3 nRewards cards.....Can I ask them to pc the one they just unsecured to something else?

If so, what are some good options? I travel a lot for my job, and currently I run those charges through my Zync (we all know how ineffective and kind of crappy those rewards are). I also just got a Southwest Rapid Rewards Visa that I'll be using too for the points there. I just don't want to sit on 3 nRewards cards.

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You can call them and ask for PC, why not?  You will lose all of your points though, as NFCU doesn't transfer them, so you should spend them all before you PC.

[Sweets8E]

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@DaveSignal wrote:

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@Sweets8E wrote:

With Navy Federal unsecuring my secured card yesterday (Actually happened on the 19th. Just noticed it yesterday though) I am now the owner of 3 nRewards cards.....Can I ask them to pc the one they just unsecured to something else?

If so, what are some good options? I travel a lot for my job, and currently I run those charges through my Zync (we all know how ineffective and kind of crappy those rewards are). I also just got a Southwest Rapid Rewards Visa that I'll be using too for the points there. I just don't want to sit on 3 nRewards cards.

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You can call them and ask for PC, why not?  You will lose all of your points though, as NFCU doesn't transfer them, so you should spend them all before you PC.

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Good point. I'll do that first.

[webhopper]

Cash rewards and flagship are good. Also platinum is not bad because the Apr is low low... platinum is a good Balance transfer card.

[mr_postman]

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@Sweets8E wrote:

With Navy Federal unsecuring my secured card yesterday (Actually happened on the 19th. Just noticed it yesterday though) I am now the owner of 3 nRewards cards.....Can I ask them to pc the one they just unsecured to something else?

If so, what are some good options? I travel a lot for my job, and currently I run those charges through my Zync (we all know how ineffective and kind of crappy those rewards are). I also just got a Southwest Rapid Rewards Visa that I'll be using too for the points there. I just don't want to sit on 3 nRewards cards.

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i recently did a pc with navyfed i just emailed requesting my nrewards master to be converted to cash reards visa and gave me the siggy took 2 days before it reflect my account

[Aspireto850]

What is PC?

[gettnthere]

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@Aspireto850 wrote:

What is PC?

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It is a Product Change. kind of like going from a regular platinum card to a cash rewards card with the same issuer.

[Anonymous]

you can change it to something else with NFCU too. I had a 7500 CL nrewards and a 2500 cash rewards, and I called to have them close the nrewards and add that CL to my other card, which had a lower interest rate ( not that I have ever paid any, but still). So now with them, I only have a cash rewards for 10k

[Voodard]

@webhopper:

+1 with regard to NFCU Visa Platinum being an excellent balance transfer card. I missed their 0% transfer offer earlier this year, but won't miss it again.

To the OP:

My NFCU Platinum card carries an annual interest rate of just 10.99%. This is fantastic because I don't value the other card products from NFCU; my CSP and Chase United MP Explorer and Citibank HHonors Visa are superior to NFCU rewards programs. I highly recommend you make one of those nRewards cards a Platinum card!