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NFCU Product Change

Auto Loans for ANY Credit Situation. Immediate Response.
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Valued Member

NFCU Product Change

I have recently been approved for a Navy Federal CashRewards Card while doing an Auto Loan at the same time. I current also have a Capital One Quicksilver and feel like having two cards that have the same rewards structure is a bit of an overkill. Is is at all possible to product change to their American Express or is there a spacfic credit line you must have to be eligible. 

 

TIA 

UTL= 5%
AMEX Gold
Discover it - $1,000
Chase Freedom Student- $500
Navy Federal More Rewards Amex- $5,500
USAA VISA- $500
Target Redcard- $300
Navy Federal PLOC- $2,000
Navy Federal New Auto- 6.2% @ 21,000
Message 1 of 6
5 REPLIES 5
Community Leader
Super Contributor

Re: NFCU Product Change

Cancel the qs1 because it has an annual fee and higher interest rate. Plus, it will be near impossible to grow or product change.







Message 2 of 6
Regular Contributor

Re: NFCU Product Change

Congrats on NFCU Auto Loan and cashRewards Card. NFCU will do HP's on everything but it's so WORTH IT!
Message 3 of 6
Established Contributor

Re: NFCU Product Change

If your QS1 has an AF, that is the card you should cancel. IMHO the Navy CR is a superior card. It is easy to PC though and no HP will be involved.
Message 4 of 6
Valued Contributor

Re: NFCU Product Change

I would not cancel anything.

Check for PC on QS1 to QS.

 

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $350k+ unsecured credit in 2020.

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Message 5 of 6
Regular Contributor

Re: NFCU Product Change

+1 I once fell into the Canceling CC's boat and wish I could go back and ride the wave. LOL

I wouldn't cancel if there is no AF.
Message 6 of 6
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