I’ve been waiting for my secured card to graduate for what seems like forever lol My 6th statement closed on 1/15/20 and theirs morning it looks like it is in the process of converting to a cash rewards card with a $2000 limit. So happy I officially don’t have anymore secured cards!
I used this card a lot in the beginning. Paying multiple times a month. Always PIF except one month it reported $5.
Capital one QS1. $2450 Discover IT Cashback. $12,000 PNC cash rewards signature Visa. $17,500 Chase SW rapid rewards signature visa $6900 Amex Green Card NPSL POT $11,000
Personal Aphorism: "Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647 Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781 Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778 2020 Goal Score | 800s
My AAoA: 3.8 years not incl. AU / 4 years incl. AU My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12 Report Status: Clean
Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.