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I opened up a NFCU secured credit card back in May for $500. I logged into my account today and it says that my credit limit is $2000 but the available credit still reflects the original $500 secured amount. Is this a sign that my account is in the process of becoming unsecured and I'll be getting my deposit back soon???
yup just happened to me and they gave me back the 500 congrats
How were you using it every month. ? amount?
How long did it take you to get your deposit back?
Put a small amount on it each month. Paid most of it off, but left a small balance.
Congratulations!
Mine unsecured last month after I paid my statement as well! I opened the card in March with a deposit of $1,000. I was checking my online banking through the mobile app and noticed my cc limit said $2,000. I called the cc department as was told the card graduated the day before but my deposit hadn't been released back to me yet. I was transferred to a supervisor who released the hold while I was still on the phone and my $1,000 deposit was back in my savings account.
For data points, in August my utilization was 60%. I paid it down to 9% in September and then the unsecure happened.