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NFCU Secured

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CrimsonMoon93
Contributor

NFCU Secured

I opened a secured in Oct 2020. I applied for an unsecured in June and approved with a very high CL. I've not used my secured since opening the new one and it has yet to "graduate." Should i ever expect it to move up or should I cancel it?



Starting Score 12/2018: 521 EX; 553 TU; 508 EQ
Current Score 04/2021: 627 EX; 632 TU; 622 EQ
Goal Score: 700

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Ilinferno
Established Contributor

Re: NFCU Secured

There doesn't seem to be a solid answer to when they graduate. Maybe put a small charge monthly through it? It's a coin toss. I have seen some decide to just close it when they got other higher limit cards from Navy but it's totally up to you.

Message 2 of 4
FireMedic1
Community Leader
Mega Contributor

Re: NFCU Secured

You can always call and ask why it hasnt graduated since you have a newer line. If they cant give an answer. Take your money back and close it out. That is if you have over 3 cards. If not keep open.


Message 3 of 4
OmarGB9
Community Leader
Super Contributor

Re: NFCU Secured


@Ilinferno wrote:

There doesn't seem to be a solid answer to when they graduate. Maybe put a small charge monthly through it? It's a coin toss. I have seen some decide to just close it when they got other higher limit cards from Navy but it's totally up to you.


Agreed


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