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I opened a secured in Oct 2020. I applied for an unsecured in June and approved with a very high CL. I've not used my secured since opening the new one and it has yet to "graduate." Should i ever expect it to move up or should I cancel it?
There doesn't seem to be a solid answer to when they graduate. Maybe put a small charge monthly through it? It's a coin toss. I have seen some decide to just close it when they got other higher limit cards from Navy but it's totally up to you.
You can always call and ask why it hasnt graduated since you have a newer line. If they cant give an answer. Take your money back and close it out. That is if you have over 3 cards. If not keep open.
@Ilinferno wrote:There doesn't seem to be a solid answer to when they graduate. Maybe put a small charge monthly through it? It's a coin toss. I have seen some decide to just close it when they got other higher limit cards from Navy but it's totally up to you.
Agreed