NFCU approved 25k.....but....

[azguy13]

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@creditwatcher2012 wrote:

another guy told me about USAA? whats the deal with them? they dont verify income right?

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I have never purchased a vehicle where they did not ask for income verification. However, youc an tell USAA you are self employed and work with them and not worry about any AA since you do not have a CC with them. Basically, you can still try for the refi without having to worry about anything with NFCU

[09Lexie]

Exactly...just have your taxes ready. Like CreditAddict mentioned 1yr is the minimum required

[creditwatcher2012]

thats exactly what I am going to do, thanks guys!!!!! im filling the application out to join now 

[09Lexie]

USAA is more conservative then NFCU. I wouldn't expect a $25k CL from them.

[toppers555]

My 2cents may not be what you want to hear but no need beating around the bush.

Sounds like a case of getting your hand stuck in cookie jar. You appd for refi knowing very well how you represented your income.If you can prove your income is close to what you claimed I would fix the income issue ASAP. Other wise I would say hope for the best and keep under the radar

[creditwatcher2012]

Im not elidglible for USAA

[azguy13]

Good luck with USAA

[creditwatcher2012]

yea, I agree, I hope my cards alright thou, what I put down I do make, Just because of write offs my net income is lower

[azguy13]

Sorry to hear you are not eligible

[creditwatcher2012]

thx, ill keep checking arount thou to refi