Hi Everyone,
We're up late wrapping gifts so I thought I'd take a moment
to add my modest success story to the mix.
I got CLI's both last month and this month.
Nothing earthshattering though...
In November my NAVChek was raised from $2,000 to $5,000
and my nRewards Visa went up from $2,000 to $3,000.
This month my nRewards Mastercard was raised from
$2,000 to $3,500.
All credit limit increases were soft pulls on Equifax.
The CLI's were on my 6-month anniversary for the accounts.
I make a point to PIF on a regular basis. Also, I learned
here in the room to pay off balances before requesting
a CLI, so that's what I did in the above cases as well.
And I agree with a previous post. Navy Fed has tons of
money to lend. But unlike banks, they are actually lending
it to the Membership.
They continue to earn my trust and loyalty because they are
still lending to responsible Members even though times are tough.
To my way of thinking, this helps to separate Navy Fed from
the pack....especially as we read about the major banks who
took taxpayer money and are hoarding it instead of putting it to
work as promised.
So like I said, I'm very pleased that Navy Fed is evaluating my
accounts based on my merits, as opposed to lumping me together
with everyone else and possibly declining me because they want
to hang on to every last penny until things turn around...
CanDo
"The right attitude is everything"
