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@electra wrote:Well, after reading a bunch of threads about people getting CLI's prior to 6 months I did it!! I tried online and got a message that there was something preventing processing and to call in. I got a very nice CSR who offered to enter it himself. He thought the message was bc I hadn't had the account 6 months. He couldn't really give me a good idea about my chances but I decided..what-the-hey...and did it anyway. I asked for an increase to $10k. He said they'd let me know within 24 hours. Going to be on pins and needles until then. Hope I didn't waste a HP!! Wish me luck!
How did it go?
OMG....I got it!!!! NFCU
It's funny, I never got the text message from them but I logged into my account this morning and there it was...my sparkly new limit of $10k!! Checked my EQ, no HP but looks like they SP at the beginning of the month. Don't think they normally hit EX so I didn't check and I can't get in to TU for some reason.
An interesting side note is that I just found out about yet another report that is available for potential employers, creditors, JDB and the like called The Work Number. (www.theworknumber.com). I pulled my report and there are the past 3 companies that I've worked for over the last 20-ish years (MAJOR tech companies) complete with every paycheck, bonus, stock sale, etc from my current company of the last 6 years. Start and end dates....titles, where to send the garnishments. CREEPY. Lo and behold there is an inquiry from NFCU on there from when I first joined back in October. Was wondering why they didn't ask for income verification...now I know.
Just got a Credit Monitoring alert....looks like they did TU HP. I don't really mind though since I got my CLI!
@electra wrote:Just got a Credit Monitoring alert....looks like they did TU HP. I don't really mind though since I got my CLI!
Well worth it!
Congratulations!!