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I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought it was because my two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!
@Gh0st wrote:I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought it was because my two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!
Very very nice!!!!! Congrats!!!!
Wow, congrats. What are the requirements for joining NFCU ?
@AF_23 wrote:Wow, congrats. What are the requirements for joining NFCU ?
Have to be related to someone in the military or in the military yourself.
You need to have some connection wtih the military. Here's their eligibility checlist: https://www.navyfederal.org/about/eligibility-checklist.php
Congrats !! NFCU is awesome, they are really the best lender that I know of when it comes to approving w/ generous CLs to rebuilders.
That certainty is true. My mother got approved for 19K when all she had was an orchard card. You could only imagine the look on her face.
@Gh0st wrote:That certainty is true. My mother got approved for 19K when all she had was an orchard card. You could only imagine the look on her face.
Wow, very nice !!! Another +1 for Navy !
I have to say NFCU is the best I just received an 8000 dollar CL . That blew my mind I mean considering the fact I have an USAA CC limit 1000. Fico aren't the best but time to do some real gardening or Farming is what I call it. And get rid of them sub-prime cards. NFCU MAN THAT'S CRAZY.
@Gh0st wrote:I was a hessitant to even bother since I applied for few cards/credit increases a few months ago and barely got anything(just a small $500 increase). I thought it was because my two cards are maxed out( my other 4 cards are at 0 though). A few min monthly paymens later, I got mail for a pre-approval from NFCU. I typed the code and a few hours later I was approved for $13,000! They didin't even ask for my stubs which I was suprised about. My highest atm is my citi card atm at $6000 and I'm only 21. Give NFCU a try!
Great limit! Congratulations!