I'm one year post BK7 and became a member of NFCU last month. I was originally declined for 2 of their credit cards. The nRewards Mastercard and Cash Rewards Visa. I was able to recon them both for 5,000 each. Today is my one month anniversary. I logged in to my account and noticed I had paid both cards down to zero balance after running approximately 1500 through both cards in the one month that I've had them. So, I figured lets try to see if i can get a credit limit increase online. I tried the Cash Rewards Visa first and input 15,000 to see what would happen. Mind you, like I said, I've only been a member for a month and don't have direct deposit yet. I was expecting the 3-5 day processing message and a decline in a few days which I would try to recon but guess what.....after hitting submit....I get: Your request has been approved. Your new credit limit should should appear immediately on your account. I love NFCU!!!!
congrats! mind telling me what was your stated income?
I put down 80,000 as my stated yearly income. This is accurate and not an exageration. I've noticed people tend to add 5 or 6 thousand hoping the few extra thousand might make a difference. LOL.