Right before I went on vacation last month, my NFCU secured cc graduated right at 5.5 months. I've charged $50/ month and paid it in full. Before I left, I had PIF (6/20/19). On 6/22/19, I logged into my acct to see if my pmt had posted which it did and I noticed my new CL of $2,000. I was shocked because I thought it would take much longer for my cc to graduate. It took a few more days for my $400 desposit to go back to my savings acct. I'm so happy because now I can apply for the NFCU cash or flagship rewards once my one year of BK passes in October. NFCU also sent me a new CC with the same cc# and expiration. The only difference is that the new card, the cc # is printed on the card (not raised) which I like better because the numbers won't fade over time. To my fellow members with the NFCU nRewards secured, keep PIF and your acct should graduate to an unsecured one. Thought I share my excitement with you all
That is fantastic!!