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NFCU which card?

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shinedown87
Regular Contributor
‎08-31-2013 08:14 AM
‎08-31-2013 08:14 AM

Re: NFCU which card?

@DaveSignal wrote:

 

gorewards > nRewards.   if you are going to pick a card with no fee, it should be cashRewards or GoRewards.  GoRewards will allow you to use your points for cash, or a number of other great things, at your option.  Plus, it has no foreign transaction fees.  

That's good to know about goRewards. Not bad for a card with no annual fee. Mine is a regular Visa despite $25k credit line. Do they not offer Visa Signature on the goRewards?

Message 11 of 21
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Eightiron
Contributor
‎08-31-2013 08:17 AM
‎08-31-2013 08:17 AM

Re: NFCU which card?

Shinedown- I think Flagship is the only VISA siggy.

 

Dave and Shine down.  Thank you all for your help on this.  Looks like I will be waiting it out until tuesday or wednesday.  I will keep this card until I rack up some decent rewards, redeem those and try to PC.  


Gardening now for that spring harvest Entered 9/4/13 leaving 4/14
Message 12 of 21
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jsickz32
Valued Contributor
‎08-31-2013 08:20 AM
‎08-31-2013 08:20 AM

Re: NFCU which card?

Nope cashRewards is also offered as a Visa siggy. Flagship is a Visa siggy so you have to at least qualify for 5k to be approved.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 13 of 21
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Eightiron
Contributor
‎08-31-2013 08:23 AM
‎08-31-2013 08:23 AM

Re: NFCU which card?

jsickz32- If I get approved to 5k+ will I automatically get the visa siggy?


Gardening now for that spring harvest Entered 9/4/13 leaving 4/14
Message 14 of 21
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jsickz32
Valued Contributor
‎08-31-2013 08:29 AM
‎08-31-2013 08:29 AM

Re: NFCU which card?

Yup. The visa siggy version of the cashRewards looks a lot better than the regular one.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 15 of 21
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Eightiron
Contributor
‎08-31-2013 08:30 AM
‎08-31-2013 08:30 AM

Re: NFCU which card?

fingers crossed!


Gardening now for that spring harvest Entered 9/4/13 leaving 4/14
Message 16 of 21
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shinedown87
Regular Contributor
‎08-31-2013 08:33 AM
‎08-31-2013 08:33 AM

Re: NFCU which card?

Just to clarify, the goRewards does not have a FTF, but the cashRewards does? I have the goRewards, and am wondering if it would be worth it to PC to cashRewards to get the Visa Signature benefits. 

Message 17 of 21
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Eightiron
Contributor
‎08-31-2013 08:36 AM
‎08-31-2013 08:36 AM

Re: NFCU which card?

From what I was told over the phone, the Flag ship would be a closer PC to goRewards than PC to cashRewards.  You may want to look into that.


Gardening now for that spring harvest Entered 9/4/13 leaving 4/14
Message 18 of 21
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DaveSignal
Valued Contributor
‎08-31-2013 08:48 AM
‎08-31-2013 08:48 AM

Re: NFCU which card?

@shinedown87 wrote:

Just to clarify, the goRewards does not have a FTF, but the cashRewards does? I have the goRewards, and am wondering if it would be worth it to PC to cashRewards to get the Visa Signature benefits. 

correct.  goRewards and Flagship have NO ForEx fee.   cashRewards and nRewards DO charge ForEx fee.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 19 of 21
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jsickz32
Valued Contributor
‎08-31-2013 08:58 AM
‎08-31-2013 08:58 AM

Re: NFCU which card?

If you really want a Flagship just wait to see how much you are approved for. If they approve you for 10k use 5k of that to open the Flagship. Thats what i did and theres no HP for that just a new account showing up on your reports

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 20 of 21
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