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improvingmycredit
Valued Contributor

Re: NCFU

Sorry so long to reply. Smiley Happy  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 21 of 29
webhopper
Moderator Emeritus

Re: NCFU


@improvingmycredit wrote:

Sorry so long to reply. Smiley Happy  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Hehe, i win!  I was betting 25k

 

yay!  congrats!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 22 of 29
bbrannan
Regular Contributor

Re: NCFU

Awesome CL!!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


Take the FICO Fitness Challenge
Message 23 of 29
UFGuy2006
Established Contributor

Re: NCFU


@improvingmycredit wrote:

Sorry so long to reply. Smiley Happy  I had to re-submit a copy of my Driver's Lic because they coudn't read it.  LOL.  I applied for the CashRewards card and got approved for 25K.  Holy Moly!!  The interest rate isn't the best at 10.65% but not bad either since the best rate is 9.65%.  I can't believe how generous this CU is with CL.  I love them already!  Thanks everyone!!  Just an FYI.. they pulled EQ.  My worst score.


Wow congrats!!!!

Message 24 of 29
Middleswarth
Frequent Contributor

Re: NCFU

Nice!!! Smiley LOL

Message 25 of 29
iMacDrew
Frequent Contributor

Re: NCFU

what is NCFU?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 26 of 29
improvingmycredit
Valued Contributor

Re: NCFU

@Webhopper... Haha- I want you to guess all my future CLs.  They were really nice to deal with and it was quick and painless after getting through the initial membership process.

 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 27 of 29
jordanmedical
Established Contributor

Re: NCFU

Congrats! I had the arduous Id issue too.
-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Message 28 of 29
improvingmycredit
Valued Contributor

Re: NCFU

 

@bbrannan-UFGuy-Middleswarth-Jordanmedical... Thanks much! Smiley Happy.   iMacDrew: NFCU=Navy Fed CU


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 29 of 29
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