So I called NFCU last night and they were extremely nice and helpful.
Unfortunately they can't offer me an account despite being a veteran. I mistakingly thought that all veterans were eligible.
Does anyone know if they ever offer open enrollment periods?
Unfortunetly no. This is what irks so many people. Thank you for your service.
Now, if you got a roommate who was a member - then you could join - then extend that membership to any family member or roommate you would have.
On a related note - you ARE eligible for full USAA membership including their insurance products AND to get PenFed's AMEX Defender (1.5% cash back instantly, no FTFs, no annual fee, 6.99% APR) but only until April!
Very strict. You will need all your ducks in a row. Probably at least a 700 EX with little inquiries.
They have given me two cards - but low limits ($9.5K total) compared to my USAA/NFCU cards. But IMO - PenFed is the best lender out there. Also - I'm not sure - but since their Defender card was targeted for Active Military only - they were less strict (which is why I got such a low limit!) But now for only the next 3 months they have opened the card up to veterans honorably dishcarged (better have your dd214 in order!!!)
I'm in the mdist of fixing my credit. Got declined for a USAA card. Going to go with one of their secured cards while I'm building my credit.
How long ago did you seperate? I got out a couple of years ago but because every military contract is technically an 8 year contract, I am IRR until later this year but that qualifies. Any chance you are still IRR status?