Hey all!!
Just wanted to through this out there in case others didn't know. My husband just requested a CLI on his Nebraska Furniture Mart card (the only gave him $300) and it was a hard pull for him as the card holder as well as me as the AU. It also shows as a "Retail Loan Inquiry"
That SUCKS! Can you guys recon the amount? I would be so salty getting $300 and a 2 yr inquiry SMH.
...and we're all over the map.
Sometimes HUGE CLI's, sometimes 2 or 3 hundred dollar CLI's.
I knew about the HP for the primary, but did NOT know about the HP for an AU... thanks for posting that! 
Wow !Thats crazy! I can understand the original account holder getting a possible HP since he/ she is responsible for the account and is solicitating credit but why an AU? I find that wrong myself sorry about that
@tcbofade wrote:
@Anonymous wrote:Sure!!
Does anyone know, are all CCs listed under that category or is this odd?
I suspect that whatever source you are using to pull your report would list store accounts this way.
Which brings me to my next question, which MAY answer your original question.... are you certain that you are an AU on the account? I'm NOT certain that NFM allows an AU, but they do offer JOINT accounts, which might explain the HP.
Might not.
That's a valid question. I guess it could be joint... He had the card well before I was 18 and added me to it later so I just always assumed I was an AU.
Also, that screenshot came from MyFico.
Well JOINT makes more sense than AU.