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I called again this morning to "inquire" like I always do every few weeks or so, always getting the same anaswr...."their sysytem upgrade isnt available yet, but we are working on it", but this morning the girl says YES! We can process them now. I was declined due to not meeting the credit requirements for the upgrade, but its available. My CL is $8.5k, but score from last SP was 681
Must have a MIN 700 FICO on EX, and $5k CL to even be considered for the upgrade from store to Visa Siggy.
They also look at internal scoring, as well as usuage on the card already etc... but for starters....700 EX minimum, or you wont be considered.
They do SP quarterly, and the last one was in October. Next one is January....
Good Luck everyone!!
Great news! I am sure you will get it soon
@Scupra wrote:Great news! I am sure you will get it soon
Thanks Scupra...if I can stay in the garden long enough to ever reach 700, lol..
I wanted to upgrade but my October scores were sub 680 and now that they're over 700, I can't apply cuz my October scores will be what they have on hand. January can't come soon enough!
"Use your Credit wisely, don't let it use you!"~Me
@MugenCivicSi83 wrote:I wanted to upgrade but my October scores were sub 680 and now that they're over 700, I can't apply cuz my October scores will be what they have on hand. January can't come soon enough!
Hoping you get it Mugen!! They will go off of October SP scores, so dont try until January!! "fingers crossed"
@pizza1 wrote:I called again this morning to "inquire" like I always do every few weeks or so, always getting the same anaswr...."their sysytem upgrade isnt available yet, but we are working on it", but this morning the girl says YES! We can process them now. I was declined due to not meeting the credit requirements for the upgrade, but its available. My CL is $8.5k, but score from last SP was 681
Must have a MIN 700 FICO on EX, and $5k CL to even be considered for the upgrade from store to Visa Siggy.
They also look at internal scoring, as well as usuage on the card already etc... but for starters....700 EX minimum, or you wont be considered.
They do SP quarterly, and the last one was in October. Next one is January....
Good Luck everyone!!
Thanks for the intel! Just got off the phone with Nordies and was able to upgrade to a visa siggy..well I guess the visas would all be siggys with min $5k CL. Anyhow, happy about the upgrade. Now I, down to 3 retail cards which I actually use (banana republic, Amazon prime and care credit).
@irunfromcredit wrote:
@pizza1 wrote:I called again this morning to "inquire" like I always do every few weeks or so, always getting the same anaswr...."their sysytem upgrade isnt available yet, but we are working on it", but this morning the girl says YES! We can process them now. I was declined due to not meeting the credit requirements for the upgrade, but its available. My CL is $8.5k, but score from last SP was 681
Must have a MIN 700 FICO on EX, and $5k CL to even be considered for the upgrade from store to Visa Siggy.
They also look at internal scoring, as well as usuage on the card already etc... but for starters....700 EX minimum, or you wont be considered.
They do SP quarterly, and the last one was in October. Next one is January....
Good Luck everyone!!
Thanks for the intel! Just got off the phone with Nordies and was able to upgrade to a visa siggy..well I guess the visas would all be siggys with min $5k CL. Anyhow, happy about the upgrade. Now I, down to 3 retail cards which I actually use (banana republic, Amazon prime and care credit).
YAY!!! Thats awesome irunfromcredit!!
So happy for you on the upgrade!
Congratulations!