@morgacj2004 wrote:
Is FNBO BK friendly?
If you have a healthy profile SINCE the BK, I believe they keep an open mind. I was 4 years post BK7 when they appoved me for for the NRA Platinum. It was only $1,000, but its grown to $5,500 in two years through auto CLIs. At the time, I think I had three or four new cards that year before they approved me, but two were SP SCT cards.
But as someone else mentioned, I believe they do a manual review of virtually all applications.
@jewdln wrote:GUESS THIS MEANS DENIED!?!?!?!?
If this FNBO card is like other FNBO cc applications, you should in theory be able to check the status using their "View Application Status" page, which can have your results in as few as hours after your app. Not sure if there are any special caveats for this card though -- the link to the FNBO page is listed below, FYI 
https://www.firstnational.com/ConsumerWeb/default/cardservices/application-status/show-form
Will FNBO do a PC to the NRA Rewards from the NRA Platinum?
(Yes, I sent a SM asking them, but they are usually 48 hours to respond, and I'm curious NOW. lol)
@Dalmus wrote:Will FNBO do a PC to the NRA Rewards from the NRA Platinum?
(Yes, I sent a SM asking them, but they are usually 48 hours to respond, and I'm curious NOW. lol)
And the answer is... NO. "We are unable to convert existing accounts to new products."
Ahh well.
Not sure if this counts as a thread necro, but just wanted to report that I logged in to pay my bill the first time and noticed the option to design your own card so I spent a few minutes messing around with it and at the end I hit "Save" or something of the sort and the mini-app kind of closed itself out. I didn't think much of it.
Well I just got my new card in the mail today with my custom design on it. It looks great. The app to make the card was really simple and easy to use. They didn't charge me for it. It was so easy that I kind of did it on accident and finished and ordered it without even knowing.
For anyone wondering my design was this exploded diagram of an H&K 45 Compact, turned sideways to fit the card:
Brilliant idea for a custom design card!
@digitek wrote:Not sure if this counts as a thread necro, but just wanted to report that I logged in to pay my bill the first time and noticed the option to design your own card so I spent a few minutes messing around with it and at the end I hit "Save" or something of the sort and the mini-app kind of closed itself out. I didn't think much of it.
Well I just got my new card in the mail today with my custom design on it. It looks great. The app to make the card was really simple and easy to use. They didn't charge me for it. It was so easy that I kind of did it on accident and finished and ordered it without even knowing.
For anyone wondering my design was this exploded diagram of an H&K 45 Compact, turned sideways to fit the card:
I applied today, and it said I was approved and would receive my card in 7-10 business days.
It did not say what my limit was though, and I didn't see a way to look it up. I tried the link farther up in this thread for checking application status on FNBO cards, but it didn't find me (although I tried just a few minutes after applying, so maybe I need to wait until tomorrow or something).
I already had a 4% gas card, so the extra 1% on gas was a minor bonus.. but I do buy a lot in the sporting goods category, so I figured the combination of those two rewards was a nice card for me.
We'll see what the limit turns out to be when the card gets here, and which score they pulled.
