Yes they are. I have a BK on my cr's (2003) and Nationwide did approve me. I have no idea for how much though. They pulled a trans union report (yeah!) It has my fico score listed at 701. The only one though the other 2 reports are 682 and 671 (BUMMER) If I get a decent credit limit I plan to balance transfer all that I can to take advantage of the 0% for 6 months! I am hoping it will be at least 3500 or more then I can "consolidate" some of my debts and pay it off sooner looking even better on my credit score.
Edited as I just realized this was an old post.