Navy FCU...1 yr anniversary & AR

alinoapa · ‎01-09-2015

A little nervous here, lol

tomorrow is my 1 yr anniversary for my Cash Rewards Visa, yay!!! I started with $500, 2 months later requested increase, and got $2000, and then in July up to $5500. I just noticed that Navy FCU AR'd me on 12/30/2014, and my statement cut yesterday....no increase yet. on 12/1, I requested an increase, and was denied. My score had dropped, due to utilization, and right now while it has gone up some, its not where it once was

I'm certainly hoping I will get an auto CLI, can you guys hope wth me, please

Kenny · ‎01-09-2015

Look at the official NFCU CLI request thread. It suggests asking for 25k right off the bat and if you get an instant counter offer then it's a SP. There's more to it, but I don't have a NFCU so I'm not sure about the rest.. read the thread and let us know what you find out with regard to your card.

GL!

Take the myFICO Fitness Challenge

Mantis350 · ‎01-09-2015

Sending good vibes your way!

PenFed Rewards Visa Sig-$14,000 | BofA Plat Visa-$12,500 | Discover IT-$11,000 | NASA-$7,500 | WF Cash Rewards Visa-$6,800 | BofA Cash Rewards Visa Sig-$6,500 | Barclay Rewards MC-$6,000 | Cap1 QS Visa Sig-$5,750 | Citi DC-$5,500 | Cap1 Venture 1-$4,500 | Cap1 QS-$3,400 | Chase Freedom-$3,400 | AMEX BCE-$2,000 | Lowes-$15,000 | Home Depot-$5,000
|Current Score(2/19/2016)|| 709 EQ || 734 TU || 729 EXP ||

Anomalous · ‎01-09-2015

Good luck!

Keep both your credit and your body in top shape!

pizza1 · ‎01-10-2015

You will not get an auto at one yr, two, or 5 yrs. rarely do they do it, if even then.