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Navy Federal Approval...

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Regular Contributor

Navy Federal Approval...

WOW NFCU really rocks!!! -  My Wife got an approval for VisaRewards CC for 5K with a 650EQ score.  After a month her EQ score increased by 25pts and applied for unsecured personal loan.  BAM - approved for 10K. NFCU only pulled EQ and TU.  She also received a pre-approval for AMEX Costco card but still waiting for her EX score to increase before applying.

 

Thank you all for all your help.  My FICO ROCKS !!!

 

 

AAoA 7yrs 11mos
Inquries: TU7/EQ6/EX8
Utilization: less than 25%
Mortgage
Auto Loan
Personal Loan
Derogatory: 0


Starting Scores FICO 8 (Aug '18):
EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 1/2020
Message 1 of 13
12 REPLIES 12
Valued Contributor

Re: Navy Federal Approval...


@blazerein wrote:

WOW NFCU really rocks!!! -  My Wife got an approval for VisaRewards CC for 5K with a 650EQ score.  After a month her EQ score increased by 25pts and applied for unsecured personal loan.  BAM - approved for 10K. NFCU only pulled EQ and TU.  She also received a pre-approval for AMEX Costco card but still waiting for her EX score to increase before applying.

 

Thank you all for all your help.  My FICO ROCKS !!! 


Congratulations!    Which rewards card did she app for?    We are glad you like us.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Message 2 of 13
Regular Contributor

Re: Navy Federal Approval...

She got approved for cashRewards VISA

AAoA 7yrs 11mos
Inquries: TU7/EQ6/EX8
Utilization: less than 25%
Mortgage
Auto Loan
Personal Loan
Derogatory: 0


Starting Scores FICO 8 (Aug '18):
EX- 585, TU- 583, EQ- 563
CURRENT SCORE UPDATED: 1/2020
Message 3 of 13
Valued Contributor

Re: Navy Federal Approval...

WOW! Very nice and congrats to you!  Smiley Happy

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 4 of 13
Moderator Emerita

Re: Navy Federal Approval...

CONGRATS!!!

 

NFCU is great, and they have excellent customer service.

-------------------------------------------


Friendly, Supportive & Respectful


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"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Message 5 of 13
Valued Contributor

Re: Navy Federal Approval...


@blazerein wrote:

She got approved for cashRewards VISA


Very Good!   Good choice ~

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
It's very tough with small income ~ The Rewards are big little helper to me.
Message 6 of 13
Regular Contributor

Re: Navy Federal Approval...

Congrats, how did you qualify for membership?  My dad works for the DoD, but nfcu said for me to be a member, he would have to join first, then i could join.. I cant just show proof of his emoployment and join.  And hes not really interested in joining himself.


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


Take the FICO Fitness Challenge
Message 7 of 13
Senior Contributor

Re: Navy Federal Approval...


@Chaos122 wrote:

Congrats, how did you qualify for membership?  My dad works for the DoD, but nfcu said for me to be a member, he would have to join first, then i could join.. I cant just show proof of his emoployment and join.  And hes not really interested in joining himself.


Probably not.

 

Ask your dad to join.  Maybe if you tell him the truth that it will only take him a few minutes over the phone he'll help you.

IAALBNYL
Message 8 of 13
Established Contributor

Re: Navy Federal Approval...

The first person I spoke to said that for me and my wife to join, her mom (retired Army) would have to join first.

The next 3 people I talked to (first to ask about it, then for my wife to join through her mom's eligibility, then for me to join through my wife) said it was enough that her mom was eligibile to join, she didn't actually need to be a member.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Message 9 of 13
Established Member

none

 

Starting Score: 500
Current Score: 793Trans Fico
Goal Score: 800+


Take the FICO Fitness Challenge

Message 10 of 13
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