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Navy Federal CU - Account Change Alert

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starry1
Valued Contributor

Navy Federal CU - Account Change Alert

I noticed this alert when i logged in to check the status of my navCheck.

 

 

 

Important Alert for Account Access Users

We will be making the following changes to the Navy Federal Online® Account Access Disclosure on July 22, 2013:

Enhancements/Modifications to Service. Your mail and email addresses must be current in order to maintain access to service. You may edit your profile information within the Account Access service.

Overdraft Line of Credit (OLOC). Overdraft Line of Credit (OLOC) has been renamed to Checking Line of Credit (CLOC).

Authorized Users. When you add an authorized user, they will by default have access to all existing and future accounts held in your name. Your authorized user will also have the ability to enroll in or access your Bill Pay service. You will have the ability to manage your authorized user's privileges. This will allow you to grant your authorized user(s) permission to access certain accounts and services as you deem necessary.

The Navy Federal Online Account Access, Mobile Banking, and Bill Pay Disclosure can be viewed here.

 


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 1 of 4
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pizzadude
Credit Mentor

Re: Navy Federal CU - Account Change Alert

That note about authorized users is interesting ~ default access to all accounts, current and future ?!!? Smiley Surprised
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
starry1
Valued Contributor

Re: Navy Federal CU - Account Change Alert


@pizzadude wrote:
That note about authorized users is interesting ~ default access to all accounts, current and future ?!!? Smiley Surprised

Yeah, I found it kind of creepy, but it does say you can go in and limit their access, so that's good.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 3 of 4
pizzadude
Credit Mentor

Re: Navy Federal CU - Account Change Alert

Yeah, it's good that you can control it.... Just seems strange to me that they grant access to all accounts as default.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4
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