Navy Federal Credit Union...wow

[skf]

Ok, so here it goes...

...long time reader, first time poster.  

I joined forum about four months ago, with all of my scores in low 600s.  I started reading a lot of great info here, and it has really helped.  I was able to raise my score to mid 600s by paying off some credit card debt.  As soon as I did this, I opened account with Navy Federal (learned about them here - yes, am active duty military).  After opening account, applied for credit card, and was approved for Visa Signature Cash Rewards with 5K limit.  This blew me away!  Within two weeks, was approved for Chase Freedom (4.5K) and Chase MIlitary Star (2K Chase / 8.5K Star).  I thought, ok, lets sit on it.  Kept cards paid off since accounts opened in April (Military Star opened in 2002, but Chase added in April 2013).  This evening, felt froggy, so thought lets see if I can get overdraft line of credit with NFCU...approved for 7.5K.  Thought 'wow', that was simple.  Let's see if NFCU loves me on my Signature card...requested increase to 7.5K...approved instantly...10K...approved instantly....15K....approved instantly...20K...approved instantly...25K...counter offer for 22K, which I accepted.  I love this credit union.  They rock!

Current scores:  Experian 680; Transunion 720; Equifax 705

[myjourney]

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@skf wrote:

Ok, so here it goes...

...long time reader, first time poster.  

I joined forum about four months ago, with all of my scores in low 600s.  I started reading a lot of great info here, and it has really helped.  I was able to raise my score to mid 600s by paying off some credit card debt.  As soon as I did this, I opened account with Navy Federal (learned about them here - yes, am active duty military).  After opening account, applied for credit card, and was approved for Visa Signature Cash Rewards with 5K limit.  This blew me away!  Within two weeks, was approved for Chase Freedom (4.5K) and Chase MIlitary Star (2K Chase / 8.5K Star).  I thought, ok, lets sit on it.  Kept cards paid off since accounts opened in April (Military Star opened in 2002, but Chase added in April 2013).  This evening, felt froggy, so thought lets see if I can get overdraft line of credit with NFCU...approved for 7.5K.  Thought 'wow', that was simple.  Let's see if NFCU loves me on my Signature card...requested increase to 7.5K...approved instantly...10K...approved instantly....15K....approved instantly...20K...approved instantly...25K...counter offer for 22K, which I accepted.  I love this credit union.  They rock!

Current scores:  Experian 680; Transunion 720; Equifax 705

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Welcome to the forum

Congrats 

[WallyxD]

That's crazy is all I can say haha. NFCU seems to love their members. Congrats.

[Arailah]

I have a NFCU account and love them - at this point I was denied a card due to my credit history.  I'm hoping in a couple of years after rebuilding after some big hiccups I will be able to also get some of their CC love.

Congrats on your increases! Keep it up! =)

[dodfire]

Welcome to the Forums!!

Welcome to the NFCU club...yes the ROCK!!

[Scupra]

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@Arailah wrote:

I have a NFCU account and love them - at this point I was denied a card due to my credit history.  I'm hoping in a couple of years after rebuilding after some big hiccups I will be able to also get some of their CC love.

Congrats on your increases! Keep it up! =)

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You could start with their secured card

[searchingfor67]

Congrats on the increases! You are well on your way...

[skf]

Thank you, all.  Really blown away.  MyFico is awesome!  Listen to advice, and watch out!  NFCU rocks!

[CS800]

Welcome ot the forums.

NFCU has been great for me also.

[skf]

Thinking of starting NFCU fan page...lol.  Thanks to all on this forum.