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Navy Federal approval

Valued Member

Navy Federal approval

Just got approved for $3000.00 with 18 inquries. Couldn't believe it when i received the text this morning. Was also approved for an auto refinance..Great week for me so far..

Starting Score: 600
Current Score:EX FICO 741 EQ FICO 763 TU FICO 730
Goal Score: 800
NFCU Cash Rewards Sig (23K), Amex BCP(10K), Delta Reserve (20K) Discover IT(8K), CITI HHonors(10K), CSP (8K), CITI TYP(6.5K) CITI American Airlines (9K), Amazon Store Card(4K), Chase SW (4.5K)

Message 1 of 10
Established Contributor

Re: Navy Federal approval

CongratsSmiley Happy

Total Overall Credit Limit- $325k
Message 2 of 10
Frequent Contributor

Re: Navy Federal approval


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 3 of 10

Re: Navy Federal approval



I was approved this morning for the Cash Rewards CC as well Smiley Happy

Message 4 of 10
Valued Contributor

Re: Navy Federal approval

That Navy Credit Union never ceases to amaze me!  I sure wish PenFed Credit Union was more like your credit union. 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 5 of 10
Established Contributor

Re: Navy Federal approval

I think NFCU will overlook your inquiries as long as the rest of your credit report looks good.

Which, really, is how I think all banks/CCCs should operate anyway.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Message 6 of 10
Valued Contributor

Re: Navy Federal approval

Congrats on the Card and refine Stema8701!  Smiley Happy


NFCU seems to be very fair with their customers.  Compared to some of the "Bi-Polar" actions of many banks lately, I'd say Navy is about as sane as can be found anymore.



Message 7 of 10
Moderator Emeritus

Re: Navy Federal approval

Congrats on the new card!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Message 8 of 10
Moderator Emerita

Re: Navy Federal approval

Message 9 of 10
Established Contributor

Re: Navy Federal approval



NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,



Chase Star Card
Message 10 of 10