Navy Federal

[USF813]

Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.

[Creditaddict]

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@USF813 wrote:
Well, I got a $3k starting limit on a Gorewards visa less than three years out of BK with NFCU. I recently got a CLI to $5k using what I assume was a soft pull they pulled in mid-December. $5k limit in less than a year with the card. I might try another $2k increase in April at the one year mark. I'm saving for a new car and NFCU is who I'll look to for financing. It's true if you scratch their back they'll scratch yours.

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Why not ask for more now since it seems you are under the sp internal limit currently available to you if you only asked for $5k

[USF813]

Two reasons:

1. I don't want to.

2. The SP is now over 30 days old.

[CaptainGreenThumb]

Well I was fickle and decided to go with my original plan.

I spoke with customer service and did a product change from the rewards card to the simple platinum card.

Since this will mainly be a backup/emergency card...I figured having the lowest APR possible was in my best interest.

I don't think I will ever be upset about having a 7.99% APR credit card in my back pocket!! NFCU made the process super easy.

[Anonymous]

I just applied yesterday for the goRewards Signature card with Navy Federal. I got this message of waiting 3-5 days *OUCH* but awoke to e text message telling me I had been approved but it did not say how much. I got out of bed and turned my computer on and almosy fell off my chair when I saw an approval of $18,000. I could buy a freaking used car with that (not that I plan to buy another car). My goal for the last year was to get a credit card with 5 digits (minus the decimal point LOL) I am so doing the *Snoopy Dance* right now! Thanks for all of the insight and guideance as I pass through the dark halls of credit repair!

[1GaDawg85]

you can honestly go back and ask for 25k

[baller4life]

+1. Gotta luv Navy Fed! Congrats!!

[Creditwiser]

LOL, NFCU seems to have that effect on people.  Gotta love em.  Congrats on an awesome CL.

[1GaDawg85]

they have great limits and very easy to work with

[Anonymous]

Seriously? How would I do that? I made an offer on a house today and am feeling on top of the world. You know those rare days that you feel you have the Midas touch, without all the negative effects? That's me...today!