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Navy Federal

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beautybrainsbooty
Regular Contributor
‎10-08-2012 10:36 AM
‎10-08-2012 10:36 AM

Re: Navy Federal

had to provide stubs on the NavCheck. It's worth it though. It looks like only loan products need verification. Good luck!!! Smiley Wink

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Message 11 of 15
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swpopham
Established Contributor
‎10-08-2012 10:42 AM
‎10-08-2012 10:42 AM

Re: Navy Federal

geico discount

 

its knocking 36  bucks off every 6 months for us.

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 12 of 15
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Chadsnana
Valued Member
‎10-13-2012 01:23 PM
‎10-13-2012 01:23 PM

Re: Navy Federal

Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/
Message 13 of 15
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webhopper
Moderator Emeritus
‎10-13-2012 05:23 PM
‎10-13-2012 05:23 PM

Re: Navy Federal

Update:  Approved...  My husband and I co-applied for an auto loan through NFCU.  approved 45k, 1.79%   No Verification of Income requested.

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!
Message 14 of 15
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webhopper
Moderator Emeritus
‎10-13-2012 05:25 PM
‎10-13-2012 05:25 PM

Re: Navy Federal

@Chadsnana wrote:

Wow! Thanks to everyone one this forum. I have not applied for new credit cards in ages. I just applied for AMEX and got approved. Applied at Citi - waiting to hear back. BUT after reading these forums, I signed up at Navy Federal. WOOT! Got a $20,000 CL!!! I am estactic. I had some of the same issues with logging in intially and had to call their 888 number to verify address, etc. but that was it. My credit score is in the mid 700s but I have been denied within the past year. It is difficult to make sense of the approval process. Income and debt/ratio is fine. I was so excited to get my NFCU CL approved online within seconds. Off to do the happy dance.

Congrats! 

They are awesome..!  If you are paying a high rate on an auto loan or personal loan, you may want to talk to them about refinancing.  They were able to drop me down from 7.5% interest to 4.09% interest on a 2007 Ford Explorer Sporttrack

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!
Message 15 of 15
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