No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Once your util. updates I would hit up the pre-qual on all the banks sites and apply for some hopefully off those offers....
citicards.com
chase
discovercard
barclay has one, you can look up link here... just make sure you get congrats message not suggested cards.
email exec office on your low limit cap 1 and ask for it to be raised to $5k... they will counter... ask for rewards and AF waiver also.
Thanks Lexi I do thank you for that!