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Hey All,
I have chase freedom which has a low line of credit at $1000.
I have Chase United Explorer card with a line of credit at $5000
I have Chase Auto Loan with good standing, $10k to pay within next 3 years.
I would really love a CLI on my freedom card. Any suggestion?
Thanks!
-code
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@09Lexie wrote:
Chase HP's for CLI's. it's rare but not unheard of getting an auto CLI. How long have you had your freedom?
09Lexis: it has been just 3 months since I've had the freedom. I have been paying in full before the statement cuts.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
My Freedom was opened a year ago. $2500 limit. 6 mos received CLI to $3000, then at 9 mos to $3700. In order to go higher I had to take a HP this AM to $10k.
@sccredit wrote:My Freedom was opened a year ago. $2500 limit. 6 mos received CLI to $3000, then at 9 mos to $3700. In order to go higher I had to take a HP this AM to $10k.
sccredit: i did see that...congrats on the huge CLI. You have a checking a/c with them as well and that may have played a role there. 10k is an awesome limit with a widely known lender like chase.
you think i should wait at least 3 more months to anticipate an automatic CLI?
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@enharu wrote:
If you really need a CLI, just ask for one. It's going to be a HP.
enharu: i really don't need it but just that my freedom is kinda like a SD, I wanna change that.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
To clarify I do not have a checking account with Chase.
You can call and ask but it will be a HP. They may tell you that they want to see you have more time with the $5k limit before they'll jump Freedom though.
To clarify: I haven't Shock DrawerED it yet. But the fact that it is at 1k may draw a shocking attentions from other lenders...sorry I think I made you all misinterpret with SD.
I've been using the freedom regularly, a whole lot actually for the 5% off on gas.
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |