Hello everyone! Im workingon Re-building my credit currently. I Have a Capital One Platinum unsecured card with a 300$ Limit. Yesterday i just app'd and was accepted for a Discover Secured card with a 200$ limit/deposit. From what ive been reading on here i will build the most credit with 3 cards so im just wondering what one i should look into pickin up next? Any good suggestions for a card that will actually graduate to a unsecured card after awhile? Any info or suggestions would be greatly appreciated!
I was in the same boat last year and opted for three secured cards: Discover, Capitalone, and U.S. Bank cards. They worked great for me.
Personally, I'd probably just wait six months to a year and then app for an unsecured if there wasn't a secured card that jumped out at me as being super useful.
Thank you! Really appreciated that list. Being as my father is a service member im going to go for the Navy Federal Credit Union Card. I was already thinking about going with them once my credit was a bit better but i didnt know how liberal they were with there card graduation policies.
This forum is awesome!