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Need a Visa for BTs

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Frequent Contributor

Need a Visa for BTs

Looking for a new card that comes with a BT intro offer for 1+ year and hopefully at least a couple thousand limit. Or a card that even does regular BT offers after you've been with them a while.

It has to be a Visa because I don't have one. I'd like to get in with Chase but not sure I'm eligible yet.
Any suggestions?


Maybe Chase Freedom?

- 3/17 Cap1 Secured $200 and $500 as of 9/17
-10/17 Amex Blue Cash Awards. $15,700
-12/17 Discover It $2,400
- 2/18 Cap1 Unsecured. Quicksilver NO CLI.
4/19 Cap1CL $1,000
1/18-4/19 Garden. No loans. Rebuilding.
- NFCU Platinum $1,000
- Citi Simplicty $6,000
- Amazon Prime Rewards $5,000
8/19 Citizen's Bank Cash Back World $1,600
8/19 Burying self in garden.
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6 REPLIES 6
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Community Leader
Senior Contributor

Re: Need a Visa for BTs

Chase Freedom or Chase Slate. Slate has a pretty good 0% for 15 months or something. 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 6.7k
Citi Rewards+: 3.6k
Bank Americard: 2.8k
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Once you go Berner, you never go back.
Message 2 of 7
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Contributor

Re: Need a Visa for BTs

Are you a member with Penfed?  They have a 12-month 0% balance transfer Visa.

Message 3 of 7
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Super Contributor

Re: Need a Visa for BTs


@AltCtrlDelMyScores wrote:

Looking for a new card that comes with a BT intro offer for 1+ year and hopefully at least a couple thousand limit. Or a card that even does regular BT offers after you've been with them a while.

It has to be a Visa because I don't have one. I'd like to get in with Chase but not sure I'm eligible yet.
Any suggestions?


Maybe Chase Freedom?


My suggestion would be to go with a no-balance-transfer-fee credit union platinum Visa, such as Andigo FCU, NFCU, PenFed, Langley, Vantage West, Unify, Digital Credit Union.


Total revolving limits 646000 (570000 reporting) FICO 8 EQ 712 TU 739 EX 727

Message 4 of 7
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Established Contributor

Re: Need a Visa for BTs

I think Fidelity  VISA offers 0% for a year

Amex Gold NPSL, Amex Hilton Aspire 3k, Amex Marriott Bonvoy 1k, AMEX BBP 3.5k, AMEX Hilton Surpass 4.5k, BOA Cash Rewards 8.2k, BOA Better Balance Rewards 2k, Care Credit 15k, Chase Amazon Visa 19.825k, Discover 11.8k, Discover 12.5k, Nordstrom Store 4.5k , Fidelity Visa 10k, Cap 1 QS 15k, Cap 1 Savor 10.5k, Citi Rewards+ 4.4k, Citi DC 7.5k, Citi Advantage Platinum 5.5k, US Cash+ 3.5k, Altitude Reserve 9k, Paypal Mastercard 4k, Apple Card 6.5k
Message 5 of 7
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Community Leader
Mega Contributor

Re: Need a Visa for BTs

Lol, you are going to get a plethora of different replies Smiley Wink. You should also add more info on your current profile like current scores and where you stand via 5/24 to get better answers. One card that gets constant bt offers after initial offer which is quite long is the Citi Diamond Preferred. A MC yes, but another optionSmiley Wink
Message 6 of 7
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Senior Contributor

Re: Need a Visa for BTs

Yep, I really like my Citi Diamond Preferred for BTs. Next to Discover, it's my favorite for very low promo rates. Also comes with one of the longest 0% APR intro promo at 21 months, though they don't always run that promo. Third choice is Amex ED. Otherwise they all offer pretty much the same. While none of these are VISA, I wouldn't let that minor issue hinder your options.  






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