Hi everyone, I have been re-building my credit over the last few months, I still don't have great credit but it is getting there. Scores right now EQ-662, EX-639, TU 645. I am going to be buying a new car next month and putting 20% down. I just paid all of my credits cards off (all have limits under $1000) and am waiting on the cc companies to report my balances to the credit agencies so that I can hopefully get up to the next interest rate that my bank is offering. I am debating on applying for a home depot card, fiance and I are planning on remodeling the kitchen and I would love to take advantage of their 6 months 0% interest. Any advice would be appreciated.
Scores don't tell much. Can you talk more about your credit profile?