Hi, I have two secured cards that I would like to close since I already have secured more prime cards. One card is the Primor secured, which has an annual fee, and the other is the SDFCU secured card. Neither of these two cards graduate. They will both be a year old in March.
Should I wait for the cards to hit a year before closing, or should I close them now? I don't want to pay the annual fee on the Primor card.
I’m sure some people would list various reasons for keeping them, but I would definitely close them. I don’t like having accounts that are worthless to me. Besides, these particular cards are obviously not very old anyway. Close away.
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