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Need help with Chase account review

UncleB
Credit Mentor

Re: Need help with Chase account review


@Anonymous wrote:

4/4/17- set up online access had to change outdated email and phone number Chase somehow had on file for past 7 years. (Last time i had a chase card)  



The above got my attention...

 

I got approved for my IHG back in September and Amazon in January, and so far no problems.  However, just last week when I logged into Chase online I was prompted to verify my address and phone number... the thing is, they were listing my phone number from 10 years ago when I had a Providian account that was charged off.  They were listing my correct address, but no mailing address (which is weird, since I get paper statements each month). 

 

I tried to update the info with my current address and phone (both of which they already have) but the website kept glitching out (for some reason, the Chase site just doesn't like my computer, or perhaps it's Firefox).  I eventually got it to 'take', and it said that a message had been sent to have my profile updated (or something to that effect... but it definitely mentioned a 'message').

 

I found the whole thing really odd, but so far there's no problem with my cards working (at least Amazon; I've not had a reason to try the IHG, although online it looks fine).  Hopefully that "update" isn't a sign of problems to come.  <fingers crossed>

Message 11 of 22
Anonymous
Not applicable

Re: Need help with Chase account review

I appreciate everyones help, thank you.

I had a letter waiting in the mail from chase friday after work.

It read

" We're writing to confirm information about you credit card for your security. Please call us  immediately at 1-800-686-5657.

We're available anytime.

 

If we've already spoken about your account, you don't need to do anything else"

 

Sincerely,

Fraud Operations.

 

I was  a bit excited, could this be the correspondence I had been asked to wait for?! Never received any call backs so It had to be. I phone in around 2:00 am, state reason for my call and begin reading off from this short letter. I  am asked If i could confirm a OTP, NP, easy right?! WRONG. I tell her the # I have used since day one (4/04/17) She says that number is not accepted and asks for other numbers? WELL Strangeee, I 've used the same one only last week, AT least minimum of 5 times in my back and forth calls, they send and I confirmed successfully!! BS, I tell her lady how can it not be accepted its my phone number,never had this problem. How is it suddenly, out of no where, not accepted. She goes I understand your problem however we can use questions from you financial profile and Public Rec Qs. I am asked total of 5 questions first 2 didn't have any choices still they didn't even pertain to me. the next 3 were my Father's birth month, My DOB and My age,  I answer correctly, Am Put on hold, as she returns, i hear the words, "thank you for holding however am unable to access your account looks like its under review and with that I don't have any information." I attempt a little explanation and she says "but don't worry I will put a note asking to "fast" your request and I will write down that you have a letter from us as well"

Back to square one.  

A CSR last week mentioned still having my online account access as a good sign as most people with online access terminated get card accounts closed as well.

 

Message 12 of 22
Anonymous
Not applicable

Re: Need help with Chase account review

Does anyone know if ANYBODY from Chase reads to access' these forums?

Could this thread be used as leverage or something like what would happen if I mentioned this thread and similar to a senior csr chase

Message 13 of 22
Creditplz
Valued Contributor

Re: Need help with Chase account review

When it happened to me I still had access to all my Chase online, even showed up as "available credit $15,000, $20,000" across multiple cards.. the cards simply just did not work.

They ran me around just like they're doing to you. The CSR also put notes, and every time I called they said they'll review the notes. Eventually they just flat out told me "sir it's under review, that's all I can tell you".
Chase is in my mind the best but they can run you around! Good luck OP!
Message 14 of 22
Creditplz
Valued Contributor

Re: Need help with Chase account review

Try calling 855-896-2222 see if they'll help.

Message 15 of 22
Anonymous
Not applicable

Re: Need help with Chase account review


@Anonymous wrote:

Does anyone know if ANYBODY from Chase reads to access' these forums?

Could this thread be used as leverage or something like what would happen if I mentioned this thread and similar to a senior csr chase


JPM is a huge corperation employing more than 250K people, it seems extrememly likely that somebody among them might have read these forums or even frequent this board.

 

But it also seems extrememly unlikely for such behaviors to influence their decisions on dealings with an individual customer.

 

Maybe a twitter or Facebook complaining "thread" can be used more to your advantage if that's your plan.

 

btw. I have felt that as a general rule (not just JPM) CSRs working during weekends/off time are either less trained or with less resources. Pushing them usually does little good but could result in unexpected damages. I'd enjoy the rest of the weekend without bother with this matter and on Monday morning talk to someone who only works during normal busniess hours.

 

btw2. I think CreditPlz faced a shutdown but is back in the game after a few months, so don't worry too much, good luck!

Message 16 of 22
Creditplz
Valued Contributor

Re: Need help with Chase account review

Gloejohn my friend well said! It was 10 months, I came back with a 42k, 17k (CLI to 25k) approvals...

One thing I forgot to mention is JP Morgan/Chase keep track of the number of calls you make, they put notations on your account you're calling about. When I was being shut down I called just like you did, then someone mentioned that they keep track of the number of calls (due to 20-30 min holds) 2-3 times a day costs them a lot! Especially when we are talking UW, Fraud dept, etc.. so be careful!!
Message 17 of 22
Anonymous
Not applicable

Re: Need help with Chase account review

You would think calling upon receipt of a letter they themselves sent, would help but guess that dont matter. It is weird though, the letter is pretty vague, not a reference number or anything. I, Myself, have even offered to send  documentation if it'd help. 

 DITTO. My online access has been without hitch since the 17th, i can see recent activity, balance and remaining available credit $16,523.

 

Sorry for misspellings, and all the jumping creating several replies guys.

How ever this all updates, I'll let ya'll know

Message 18 of 22
Anonymous
Not applicable

Re: Need help with Chase account review

Thanks for the advice.  

hah no I don't have a plan besides waiting for that mystery call back lol.

Man i realize I've had a long history with chase beginning 2001, as they were one of my first creditors. NEVER even had a late payment with em.

This is my highest limit thus far, 17k. previous were 11.3k 2001, 12k in 2002, and 4k in 2006

Message 19 of 22
Anonymous
Not applicable

Re: Need help with Chase account review


Yes i have done that just now and so far everything good. Idk if they're trying to trick me or what.  Good advice thanks bruv

 

Message 20 of 22
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