Long story short my best buy visa is due for payment on the 20 of every month. I have never made a late payment in life. Got a stomach bug and spent the 2 days in hospital and missed the payment but i paid it on the 21. They gave me a late fee which I totally understand and accept. My question is will this late payment be sent to credit agencies and if so what kind of consequences am i looking. Any info will be greatly appreciated. Thanks in advance