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Need inputs on mini card spree

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GetMeSlick
Established Contributor

Need inputs on mini card spree

Hey guys,

This is the time of the year is i usually do mini app sprees.

I have 820 plus score. no apps since march 2024.

Looking at

  1. Wellsfargo Autography journey - I currently have autograph(got in 2024, paid off everything in feb), will i get new journey if i submit? 
  2. USbank cash+  Has USB relation for last 5+ years with reserver and altitude
  3. USbank shopper 
  4. BJ's cap one card - I am not a fan of capone for giving 3 BR credit pull. but thought of getting it for bjs purchases.

got an upcoming travel, so meeting the sub is okay.

 

any other new cards i should include in the spree? have pretty much all banks old cards in SD.

TIA.

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


Take the myFICO Fitness Challenge
Gardening since Mar/2024
Message 1 of 3
2 REPLIES 2
reluctantgarden
Frequent Contributor

Re: Need inputs on mini card spree


@GetMeSlick wrote:

Hey guys,

This is the time of the year is i usually do mini app sprees.

I have 820 plus score. no apps since march 2024.

Looking at

  1. Wellsfargo Autography journey - I currently have autograph(got in 2024, paid off everything in feb), will i get new journey if i submit? 
  2. USbank cash+  Has USB relation for last 5+ years with reserver and altitude
  3. USbank shopper 
  4. BJ's cap one card - I am not a fan of capone for giving 3 BR credit pull. but thought of getting it for bjs purchases.

got an upcoming travel, so meeting the sub is okay.

 

any other new cards i should include in the spree? have pretty much all banks old cards in SD.

TIA.


Re Autograph Journey, yes you can hold both Autograph cards although I like Journey better because of the travel multipliers that don't require portal use, good/great SUB, and ease to offset more than half the AF. Plus the SLs have been generally pretty high: P2 got $29k (including moving $1k from her Platinum). 

Message 2 of 3
Anonymous
Not applicable

Re: Need inputs on mini card spree


@GetMeSlick wrote:

Hey guys,

This is the time of the year is i usually do mini app sprees.

I have 820 plus score. no apps since march 2024.

Looking at

  1. Wellsfargo Autography journey - I currently have autograph(got in 2024, paid off everything in feb), will i get new journey if i submit? 
  2. USbank cash+  Has USB relation for last 5+ years with reserver and altitude
  3. USbank shopper 
  4. BJ's cap one card - I am not a fan of capone for giving 3 BR credit pull. but thought of getting it for bjs purchases.

got an upcoming travel, so meeting the sub is okay.

any other new cards i should include in the spree? have pretty much all banks old cards in SD.


Pretty much looks like the right card list for "the guy that has everything"

Message 3 of 3
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