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about 6 months ago I got my credit limit increase by the bank to $2,500 and if I apply for increase CL this time for maybe to $3,500-$4,500. Will I see any chances to get approve ? I dont want to get any more hard pull since I just bought a new car last month I'm already using 70% of card but this is for something really emengery that i need to take care of. Thank you in advance
@Jelisa87 wrote:about 6 months ago I got my credit limit increase by the bank to $2,500 and if I apply for increase CL this time for maybe to $3,500-$4,500. Will I see any chances to get approve ? I dont want to get any more hard pull since I just bought a new car last month I'm already using 70% of card but this is for something really emengery that i need to take care of. Thank you in advance
Welcome to the forum
Thank you
@Jelisa87 wrote:about 6 months ago I got my credit limit increase by the bank to $2,500 and if I apply for increase CL this time for maybe to $3,500-$4,500. Will I see any chances to get approve ? I dont want to get any more hard pull since I just bought a new car last month I'm already using 70% of card but this is for something really emengery that i need to take care of. Thank you in advance
I would go ahead and go online and request an increase (just do it during business hours) if you get a 3-5 day message, just simply call up and ask them to "withdraw your CLI request" and they will and no hp will be done.
BUT since you are going to do a CLI go ahead and ask for the full amount Navy allows if you are elligible for sp cli $25k! next screen will pop back a counter offer up to the max you can get... you might be surprised just HOW high they go above that $3500 you are hoping for!!
I got increased cl to 75k within 2 mins , just wow !! Thanks
@Jelisa87 wrote:I got increased cl to 75k within 2 mins , just wow !! Thanks
$7500? Was that counter?
on the phone and i only ask for 35k but they give me that I'm qualify for 75k and immediately added to to my card ,
@Jelisa87 wrote:on the phone and i only ask for 35k but they give me that I'm qualify for 75k and immediately added to to my card ,
I think Creditaddict fell off his seat seeing that huge CLI$. Maybe he bumped his head and is letting the ice reduce the swelling...LOL. Although NFCU is known for their generous CLIs, I find it interesting that the card went from a mere $2,500 to $75,000 in a snap.... or, OP, did you mean...$7,500?