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Oh, hi and hello friendly myFICO Forum folks,
I just noticed that NerdWallet released their "Top 10 Credit Cards of 2013" list, and just thought to find out what people thought about the credit card products that made the list for this year. Not to say that I strive to attain all the credit card products that appear on everyone's top ten list.
Oh, who am I kidding! NerdWallet is just one of many benchmarks I use to gauge my credit card product profile! Although admittedly I can only claim to have the Chase Sapphire Preferred Card, which serves as my wallet's marquee card. But just so you don't think I'm shallow, that is actually the only credit card product I can claim to actually have from that list.
What's interesting now is that, with so many options for credit card products, one really has to a lot of research to find out what best suit their needs (and wants). It's not very helpful for those of us in "gardening" mode to see that shiny green "Apply Now" button, but I gather from looking (and being tempted by) credit cards is that they continue to diversify and add different perks and benefits that appeal to me, the credit consuming (and borrowing) consumer.
Long time forum reader, first time poster, full time credit card geek thanks to this forum. But the one thing I did want to ask everyone is, which reward offering typically provides the most value? Travel, cash rebates, some are for cars or specific products (i.e. Apple), merchants? Specifically, how can one gauge the value they are getting from the rewards associated with a given credit card?
@Anonymous wrote:Oh, hi and hello friendly myFICO Forum folks,
I just noticed that NerdWallet released their "Top 10 Credit Cards of 2013" list, and just thought to find out what people thought about the credit card products that made the list for this year. Not to say that I strive to attain all the credit card products that appear on everyone's top ten list.
Oh, who am I kidding! NerdWallet is just one of many benchmarks I use to gauge my credit card product profile! Although admittedly I can only claim to have the Chase Sapphire Preferred Card, which serves as my wallet's marquee card. But just so you don't think I'm shallow, that is actually the only credit card product I can claim to actually have from that list.
What's interesting now is that, with so many options for credit card products, one really has to a lot of research to find out what best suit their needs (and wants). It's not very helpful for those of us in "gardening" mode to see that shiny green "Apply Now" button, but I gather from looking (and being tempted by) credit cards is that they continue to diversify and add different perks and benefits that appeal to me, the credit consuming (and borrowing) consumer.
Long time forum reader, first time poster, full time credit card geek thanks to this forum. But the one thing I did want to ask everyone is, which reward offering typically provides the most value? Travel, cash rebates, some are for cars or specific products (i.e. Apple), merchants? Specifically, how can one gauge the value they are getting from the rewards associated with a given credit card?
Welcome to the forums!!
Link for the article?
Edited to remove link.
Sorry to inform you this link has been removed. It goes to a frontpage with CC offers that are advertised and receives compensation from clicking those links.
Shogun, myFICO moderator
Wonder how much money NerdWallet received to put those cards and the green "Apply Now" button on their website...
Really? this is not an impartial artcle... its pretty obvious
Welcome! This list is not bad but I don't think you can say these are the best cards out there. Everyone's needs are different so the best card for you might not be the best card for me and vice versa. Same can be said about the value of different rewards. I'm not a big spender so I tend to gravitate towards cash back cards for the highest return. Someone who travels a lot will find a lot more value in MR points or hotel/airline cards than I do. Those who carry a balance may choose cards with special financing or offers that will save them the most interest. Then there are card benefits and other things like customer service, backdating, free FICO, generous CLs, etc. which are harder to value but may be important to some people.
Im surprised Cap1 Venture is listed as best card overall......
@SnackTrader wrote:
Notice 4 Capital One cards, and 2 Discover cards. It is very clearly a sponsored article.
+1 Webhopper.
I'd agree with Discover being on the list tho.
@SnackTrader wrote:
Don't bother. The list is BS, IMO.
+1