Re: NerdWallet’s Top 10 Credit Cards of 2013

7PM789 · ‎03-07-2013

I think that list should include a very different mix of cards.

I don't believe a Capitol One card will ever make it on to a top ten list of mine unless it is a list of cards for "new comers" and those in repair mode.

Even though the U.S. Bank Cash+ was nerfed I believe it is worthy of top ten status because it allows you to cater the rewards per quarter.

Also the Penfed platinum rewards card should've made the list. . .

Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .

Sevenfeet · ‎03-07-2013

I'm not surprised that the Penfed PRV is not on the list. First of all it's not a widely known card outside of federal, military and credit card forum circles. Second, it's a tough card to get...the standards are high and you have to make a small donation to military families before you are even considered (if you don't qualify normally by being military or working for the Feds). But if you can get one, it's a sweet deal without caps on points. I for one, like it to be a great little secret.

Open123 · ‎03-07-2013

In my view, a dubious list, at best.

Venture as the best overall value card? Does Capital One own Nerdwallet? After this list, at best, I'll never take anything from these guys seriously again.

CreditScholar · ‎03-07-2013

I don't agree with many of their choices either. Take what they've said with a grain of salt (at best).

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

Shogun · ‎03-07-2013

It's a paid advertisement.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

dabrian · ‎03-08-2013

Well was First Premier atleast top five?

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k

snowkitty · ‎03-08-2013

US News Money section has the 13 best credit cards for 2013 but I don't know if I am allowed to post the link here or not.

Open123 · ‎03-08-2013

@dabrian wrote:
Well was First Premier atleast top five?

If not, they're giving the concept of being "openly mercenary" a bad name.

7PM789 · ‎03-10-2013

I believe we should allow this thread to fade away in to the archives by lack of response as it appears to have been a "targeted advertisement" that would financially benefit a small group rather than empower many with knowledge that could be put to use as a tool for self improvement.

Please acknowledge that this is my personal opinion, not an attack against the aforementioned website nor the new member of our forum.

Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .

starry1 · ‎03-10-2013

I think they picked thr wrong audience. People on these forums are just to credit savvy to buy that pap.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

NerdWallet’s Top 10 Credit Cards of 2013

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