New Amex Cobrand Credits

[notmyrealname23]

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@SouthJamaica wrote:

I would say Amex is going all out to make its restless Hilton Aspire cardholders happy. They have an offer for $20 cash back per month on any US dining charges, through the end of the year. That's almost half the annual fee right there.

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And in 2020 the $250 resort credit was able to be cashed out as dining. I cashed out my 2020 Aspire $250 airline fee reimbursement as Southwest Rapid Rewards points (while they were running a way to convert them). So (checks math) by my first year renewal date in May, I'll have gotten $580 back from a $450 card, before the SUB, points on spend and the free anywhere anywhen (not just weekend) night.

[SouthJamaica]

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@notmyrealname23 wrote:

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@SouthJamaica wrote:

I would say Amex is going all out to make its restless Hilton Aspire cardholders happy. They have an offer for $20 cash back per month on any US dining charges, through the end of the year. That's almost half the annual fee right there.

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And in 2020 the $250 resort credit was able to be cashed out as dining. I cashed out my 2020 Aspire $250 airline fee reimbursement as Southwest Rapid Rewards points (while they were running a way to convert them). So (checks math) by my first year renewal date in May, I'll have gotten $580 back from a $450 card, before the SUB, points on spend and the free anywhere anywhen (not just weekend) night.

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Yes they did right by me as well last time around. In addition to the $250 dining credit and the $50 appreciation credit, they gave me a $300 cash retention offer.

[notmyrealname23]

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@SouthJamaica wrote:

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@notmyrealname23 wrote:

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@SouthJamaica wrote:

I would say Amex is going all out to make its restless Hilton Aspire cardholders happy. They have an offer for $20 cash back per month on any US dining charges, through the end of the year. That's almost half the annual fee right there.

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And in 2020 the $250 resort credit was able to be cashed out as dining. I cashed out my 2020 Aspire $250 airline fee reimbursement as Southwest Rapid Rewards points (while they were running a way to convert them). So (checks math) by my first year renewal date in May, I'll have gotten $580 back from a $450 card, before the SUB, points on spend and the free anywhere anywhen (not just weekend) night.

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Yes they did right by me as well last time around. In addition to the $250 dining credit and the $50 appreciation credit, they gave me a $300 cash retention offer.

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Oh yeah, I forgot that I stuck my Shop Small offer on top of the Hilton Aspire, so that's actually $630 on a $450 card.

Seems like gilding a lily to ask for a retention offer on a $450 AF card that by my reckoning is net positive value for me in years one AND two (I am pretty confident I'll beat $450 in value between airline credit + resort credit + 7 months of $20 dining credit), without using the free room nights or the points I banked (I have a round the world trip those points and nights may be handy for).

I know everyone thinks Hyatt and Marriott are the bees knees but I can't complain about Hilton (they've been the hotel chain I've had some kind of status with the longest, next is probably a tie between SPG and Hyatt that Hyatt will win starting next year or so).

[manbuckets]

My credit took 10 days to post. This was not a benefit that I was not expecting on my no annual fee Hilton card, definitely not complaining though.