Hi guys,
I recently applied and was approved for both Amex PRG and for Delta revolver, both with the same closing statement date. First month I put north of $3.5k on the charge card to hit my $2k spend and haven't used my delta card at all.
I plan on using the Delta after my first statement so i can PIF the $1k minimum spend before the second statement cuts. It's my highest CL ($2k).
Question: Do I need to put anything on the Delta card and have it print on my first statement? (even a $10 lunch/coffee) or best to just start once month 2 begins? Would not charging anything risk not being reported to bureaus? I've got just north of 6 months history in the US and only have BofA ($500 CL) and CapOne ($500 CL) reporting to EX and TU but nothing with EQ.
Thanks (730 EX FAKO, 719 EX FICO)
@PointLager wrote:Hi guys,
I recently applied and was approved for both Amex PRG and for Delta revolver, both with the same closing statement date. First month I put north of $3.5k on the charge card to hit my $2k spend and haven't used my delta card at all.
I plan on using the Delta after my first statement so i can PIF the $1k minimum spend before the second statement cuts. It's my highest CL ($2k).
Question: Do I need to put anything on the Delta card and have it print on my first statement? (even a $10 lunch/coffee) or best to just start once month 2 begins? Would not charging anything risk not being reported to bureaus? I've got just north of 6 months history in the US and only have BofA ($500 CL) and CapOne ($500 CL) reporting to EX and TU but nothing with EQ.
Thanks (730 EX FAKO, 719 EX FICO)
Welcome to myFICO...and just buy me lunch...just to be sure...lol.
