@Bman70 wrote:Heck, Amex was soft pulling my report every month before I ever applied! I don't think that's something to get nervous about, it may even be automated and no one looks at it
Just search the forums for Barclay closed account threads...you'll find a lot of complaints from people who woke up to find their brand new Barclay account closed. A lot of them had borderline credit profiles no doubt... and for whatever reason their app spree and/or high utilization spooked Barclay.
YMMV. 
@TRC_WA wrote:
@Bman70 wrote:Heck, Amex was soft pulling my report every month before I ever applied! I don't think that's something to get nervous about, it may even be automated and no one looks at it
Just search the forums for Barclay closed account threads...you'll find a lot of complaints from people who woke up to find their brand new Barclay account closed. A lot of them had borderline credit profiles no doubt... and for whatever reason their app spree and/or high utilization spooked Barclay.
YMMV.
Believe me I did research all of that before applying to Barclay. I found out that almost to a T, there was some questionable activity going on. Or things the poster wasn't sharing. Or they had a few baddies, which probably already had them in a flagged status. I genuinely don't think Barclay will mess with a responsible account with stellar credit. However, if a bank was that touchy, I would just find another that wasn't. But I don't think they are. YMMV
