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New Box on Comenity Overstock CLI Request

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kberly69
Frequent Contributor

New Box on Comenity Overstock CLI Request

Just an FYI...I got a $1500 CLI from Overstock a couple days ago and noticed they have a new check box to allow them to check your credit. I didn't check it and proceeded at usual. Got the CLI so apparently it's not necessary, at least in this case. I've been on an every other month increase schedule with them and this followed suit. Haven't tried my other two yet since the statements haven't cut.  


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 1 of 33
32 REPLIES 32
Anonymous
Not applicable

Re: New Box on Comenity Overstock CLI Request

It is also possible that you might have gotten a larger increase with an HP, both Discover and Citi gives you the option to HP if you want more than what is given via SP. 
Message 2 of 33
kberly69
Frequent Contributor

Re: New Box on Comenity Overstock CLI Request

Yeah, I won't be testing that one! This is the biggest increase they've given me so far by a couple hundred dollars. I'd be curious to know what box checkers vs non box checkers get in the future.

CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 3 of 33
AverageJoesCredit
Legendary Contributor

Re: New Box on Comenity Overstock CLI Request

Probably chessSmiley Wink
Message 4 of 33
Anonymous
Not applicable

Re: New Box on Comenity Overstock CLI Request


@AverageJoesCredit wrote:
Probably chessSmiley Wink

Or checkmate AJC.

 

We all know that Comenity bank will shut down accounts if you sneeze too hard. Smiley Frustrated

Message 5 of 33
AverageJoesCredit
Legendary Contributor

Re: New Box on Comenity Overstock CLI Request

Lol, good to see you around Kay, indeed checkmate haha but what if they are playing Big Bang Theory 3d chess?Smiley Wink
Message 6 of 33
601flyguy
Established Contributor

Re: New Box on Comenity Overstock CLI Request

I see this box on my buckle card too. Just received a sp cli too.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 7 of 33
Anonymous
Not applicable

Re: New Box on Comenity Overstock CLI Request


@AverageJoesCredit wrote:
Lol, good to see you around Kay, indeed checkmate haha but what if they are playing Big Bang Theory 3d chess?Smiley Wink

Interesting concept AJC.  I quit requesting increases with them a while back.  I went online to see if the box was there for the accounts I have with them and it was there.  I don't feel that it is worthwhile to take a HP for a $200 increase. 

Message 8 of 33
AverageJoesCredit
Legendary Contributor

Re: New Box on Comenity Overstock CLI Request

Agreed. The only cli ill take from Comenity are the sp kind where they ask would i like a specific kind. Nope, just give me what the puter says is ok for nowSmiley Wink
Message 9 of 33
601flyguy
Established Contributor

Re: New Box on Comenity Overstock CLI Request

Might be worth trying your luck kay. I usually get $400 cli from comenity. I received a $400 cli on the 3rd and one for $2000 today.
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 10 of 33
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