New update all...
Took a chance and apped for a Discover More. Approved with $4k limit and 0% APR for 6 months. Not bad for my score I think? I was very worried about not qualifying, but since I was approved for the Amex gold I wanted to have the inquiries at the same time so they fall off the same. And hopefully have a better effect on my AAoA later. They said I should receive it Monday, looking forward to some Cash Back rewards!
Do you know what bureaus they pulled?
Goodness, a nice and successful hunt! Now stop.
btw, I wouldn't call in to find out your internal limit. Although it's possible to do this, and others have done so, I don't think it's such a hot idea to potentially raise their eyebrows this early in the game.
Sure, it might be interesting to know, but FR's right out of the gate aren't super-fun. I'd just use it for a couple months at restaurants, concerts, etc. before trying this. Just imo.
ngerasimatos, it looks like they pulled EQ for me. That's the only alert I've received for Discover, will check my TU in a couple weeks when I hear back regarding some GW letters.
Appreciate the comments, haulingthescoreup. Will likely be just using the card as normal and work my way up. Might call in a few months from now to do a test charge for a vacation package for November, but I'd like to keep it low key as well like you say.
And yes, I'm stopping for at least a year or two. Mainly it was a shot in the dark to get an Amex and Discover I could be happy with until I can fix the rest of my reports and apply for a mortgage. It's a few years down the road, but I'm happy things are looking up for me after I've started working on things. All thanks to this board of course!