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New Cedit Card Help

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seat3a
Contributor

Re: New Credit Card Help

Took The plunge! Amex is pending further review (?). Should I call them? Said I would receive notification by mail within 14 days. Is this standard or what do you think it means?

 

 

ALSO, instantly approved for Citi Platinum Select/AAdvantage World MasterCard with initial CL of $11K. Thanks to everyone for their help! Will be joining the people who are in the garden!

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 11 of 27
jamie123
Valued Contributor

Re: New Credit Card Help

Give them a call. They may just need to verify something. You at least weren't out and out denied! This is a good sign!

 

Give them a call.

 

Good luck!


Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20
Message 12 of 27
jamie123
Valued Contributor

Re: New Credit Card Help

WOW!!!

 

I took a double take!!! I initially didn't see the bottom of your last post.

 

Congrats!!!!

 

11K+ !!!!!!!

 

You are the man!!!!


Starting Score: EQ 653 6/21/12
Current Score: EQ 817 3/10/20 - EX 820 3/13/20 - TU 825 3/03/20
Message 13 of 27
gettnthere
Established Contributor

Re: New Credit Card Help


@seat3a wrote:

Took The plunge! Amex is pending further review (?). Should I call them? Said I would receive notification by mail within 14 days. Is this standard or what do you think it means?

 

 

ALSO, instantly approved for Citi Platinum Select/AAdvantage World MasterCard with initial CL of $11K. Thanks to everyone for their help! Will be joining the people who are in the garden!


Congrat
Congrats on CITi! have you checked your Credit Reports to see if Amex has made a HP yet?


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 14 of 27
seat3a
Contributor

Re: New Credit Card Help

Hi! Amex is closed today so I'll call tomorrow.  Think I'll open a bit of the bubbly!!!

 

Can't tell by my screen name but I am the WOMAN!!!

 

Thanks again and will post again when Amex responds with an answer.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 15 of 27
gettnthere
Established Contributor

Re: New Credit Card Help

do you currenty have any kind of credit monitoring service that you use?  what i meant in my above post was if American Express had made a request (inquiry) for your credit. you could check for that if you do have some kind of Credit Monitoring Service. it would be listed under the INquiry section. i was just asking bc you stated that you had a charge-off with AMEX back in the 80's and might be blacklisted. however, considering that  AMEX did not auto-reject you, i suspect that you are not blacklisted and your app is probably just needing some kind of verification or just needs a human to review it. in either case, im sure you will be approved! keep us posted



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 16 of 27
CribDuchess
Established Contributor

Re: New Credit Card Help

Try going to this site to check the status of your Amex app:  www.americanexpress.com\applicationstatus

 

Often times, you will get the 7-10 day message intially, but then when you check the status online, you may see Approved.  Good luck and let us know the results.

 

Congrats on your new Citi card, too!!

 

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K
Message 17 of 27
seat3a
Contributor

Re: New Credit Card Help

Hi! Yes, I do have a service and Experian has one new inquiry. Will keep you posted. Have a great evening!

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 18 of 27
gettnthere
Established Contributor

Re: New Credit Card Help


@CribDuchess wrote:

Try going to this site to check the status of your Amex app:  www.americanexpress.com\applicationstatus

 

Often times, you will get the 7-10 day message intially, but then when you check the status online, you may see Approved.  Good luck and let us know the results.

 

Congrats on your new Citi card, too!!

 


+1, thats how i found out i was aprroved for my ZYNC before AMEX even sent out the approval email. its the fastest(and best) way to find out the status of your app



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 19 of 27
seat3a
Contributor

Re: New Credit Card Help

Thanks! I am really happy as it took me 5 years to get to this point. I will try and contribute to the board as people like you have been so much help to me. I DO have quite a bit of knowledge about how to raise you credit score so I feel I could be of help to the really new people starting out.

Barclay Arrival World MC 10K, Citi AAdvantage 16K, Chase Sapphire Preferred 15K, AMEX Gold Delta Skymiles 16K, Venture One 5K, Discover Direct Rewards (Cap 1) $300, Discover Direct Rewards (Cap 1) $500

Scores: EX 764 EQ 750 TU 809 MyFico 739 Last App 11/13
Message 20 of 27
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