cancel
Showing results for 
Search instead for 
Did you mean: 

New Disco (how Long to wait for cli request)

tag
Anonymous
Not applicable

New Disco (how Long to wait for cli request)

New To Disco, have a new Discoit 5% back card and already have it off the chain and earning the double cash back,,, when is the opportune time to ask for the first increase ? i will carry little to no balance and run it like a debit on the daily,,, advice.....

Message 1 of 15
14 REPLIES 14
pinkandgrey
Senior Contributor

Re: New Disco (how Long to wait for cli request)

Ideally I’d say wait until after 6 statements. At the VERY minimum, wait for 3 statements. Congrats on the Disco!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 2 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)

I got my first CLI at 3 months. So, I would try then if I were you. YMMV

Message 3 of 15
Jnbmom
Credit Mentor

Re: New Disco (how Long to wait for cli request)

The year 2023, 😂😂😂😂 just kidding this only applies to me and @AJC

 

As others have mentioned 3 months minimum,  it's only a SP so no harm no foul, or you can wait 6 months.

 

Congrats on your approval

EXP 780 EQ 791TU 795
Message 4 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)

Guideline is 90 days from opening unless you see an auto CLI before then that would indicate it's time to hit the button.

Message 5 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)


@Anonymous wrote:

I got my first CLI at 3 months. So, I would try then if I were you. YMMV


what was the increase if you dont mind me asking ?

Message 6 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)


@Anonymous wrote:

@Anonymous wrote:

I got my first CLI at 3 months. So, I would try then if I were you. YMMV


what was the increase if you dont mind me asking ?


They range from $300-$8000... depends on a variety of factors and non-sense at the same time.  

Message 7 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)

anything i can do to maximize the luv other than going hard and paying off every cycle ? or is it just random good day bad day crap

Message 8 of 15
AverageJoesCredit
Legendary Contributor

Re: New Disco (how Long to wait for cli request)

Use and pay. Disco will either like you or they wont, lol. Of course using it heavy can help , your cash back and them, but its no indication they will give big cli. The people who seem to get the bigger cli are often the people who start our with higher sl like 7-8k plus. Those and those who seem to carry a big bt balance /balance for a couple months tend to see those 3-5k cli. Nothing written in stone, you just need to see what kind of cli they dish out and after about 6 -8months youll have a general idea how they view your profile, imho.

Now where's that Finny guy with all my cli?
Message 9 of 15
Anonymous
Not applicable

Re: New Disco (how Long to wait for cli request)

thats good info tnx

Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.