I do have a Chase account, which might help get me qualified. But yes....I gotta be honest...the $4k spend to get those 50,000 points is steep. I could do it, but it's not my usual spending pattern. I've seen a few offers around for the PRG giving 50,000 for a $2,000 spend.
I'll look into the Citi offerings. As far as i've read, it looks like most prefer the UR and MR systems.
@601flyguy - "Amex does everything off soft pulls while chase requires hard pulls."
what? no hard pulls on apps?
If you're an existing member, you can be pre-approved for a new card when they do their soft pulls for account maintenance. You can always cold app using a hard pull if you don't want to wait for a pre-approval to show up.
I have a buddy who LOVES his Chase Sapphire Reserve.
Something I would keep in mind is the area you live in do they accept amex everywhere . I know some places where amex isn't accepted nearly as much as visa just something to keep in mind
Not only that, but you have to consider where you are travelling to. I know A LOT of places outside US that does not accept AMEX.