From my experience, and I believe there were others in the Nationwide thread, if the card goes unused and out of the blue you decide to dust it off, the charges, in all likelihood, will be denied. It's something with their fraud department. Let me explain. I received the card in October 2009 and transferred a balance. Paid month to month and never used it except for maybe once or twice for a few dollars. In April of this year, I booked a trip on Priceline and used this card for the cashback, and it was denied. I call customer service and they said it was because the card was rarely used and all of a sudden, I used it for a big ticket purchase. They unlocked and all has been well since.
I carry a balance, I'm ashamed to say, but I pay all my cards pretty aggressively. They've given me one CLI from 10K to 11.5K around the 6 month mark. Cashback bonus is credited to your balance every month should you carry one.
Am I missing anything?
