New Old Navy (GAP Brands) CC soon

[FinStar]

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@shane1978 wrote:

Is anyone have a limit over 10K on these cards. Thinking of asking for a limit increase before the migration. Sitting at 10K now.  Thoughts?

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If your profile supports the CLI and feel there is a need for it before the full transition takes place, go for it. Once it's in Barclays hands, any customer-initiated CLI requests will be HP.

[Credit12Fico]

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@FinStar wrote:

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@shane1978 wrote:

Is anyone have a limit over 10K on these cards. Thinking of asking for a limit increase before the migration. Sitting at 10K now.  Thoughts?

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If your profile supports the CLI and feel there is a need for it before the full transition takes place, go for it. Once it's in Barclays hands, any customer-initiated CLI requests will be HP.

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IF it makes it to Barclay's hands 

[FinStar]

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@Credit12Fico wrote:

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@FinStar wrote:

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@shane1978 wrote:

Is anyone have a limit over 10K on these cards. Thinking of asking for a limit increase before the migration. Sitting at 10K now.  Thoughts?

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If your profile supports the CLI and feel there is a need for it before the full transition takes place, go for it. Once it's in Barclays hands, any customer-initiated CLI requests will be HP.

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IF it makes it to Barclay's hands 

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Unless folks close their account before the transtion, I can see that being the case. Otherwise, I have yet to see any posts or DPs of any accounts in good standing not migrating to Barclays.

[blazerein]

I just read their website and it says:

"Most accounts will automatically be transferred to Barclays. However, there are certain accounts that will not be transferred as a result of account statuses such as (but not limited to) severe delinquency or Fraud"

What if you're blacklisted by Barclays like me?  ugh! crossing my fingers.

[FinStar]

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@blazerein wrote:

I just read their website and it says:

"Most accounts will automatically be transferred to Barclays. However, there are certain accounts that will not be transferred as a result of account statuses such as (but not limited to) severe delinquency or Fraud"

What if you're blacklisted by Barclays like me?  ugh! crossing my fingers.

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I think you'll be fine if you have received a notice of the transition. The disclaimer above basically covers any current SYNCB accounts that may not meet such criteria for the transfer. Once you cross to Barclays, receive the plastic, activate it, use it, then you should be good. But, by all means provide any updates as you transition since there are quite a few individuals who may be in a similar situation.

[gingerflower]

Hello FICO friends I wanted to share for those who have the Old navy or Gap cc in June Barclay bank will resume the Synchrony cc for both these store cards. Got the info from my sister who read the change on her Synchrony bank statement. The switch over to Barclays will be in effect June 2022..

[gdale6]

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@gingerflower wrote:

Hello FICO friends I wanted to share for those who have the Old navy or Gap cc in June Barclay bank will resume the Synchrony cc for both these store cards. Got the info from my sister who read the change on her Synchrony bank statement. The switch over to Barclays will be in effect June 2022..

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My condolences to those of you who have the card.

[FinStar]

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@gdale6 wrote:

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@gingerflower wrote:

Hello FICO friends I wanted to share for those who have the Old navy or Gap cc in June Barclay bank will resume the Synchrony cc for both these store cards. Got the info from my sister who read the change on her Synchrony bank statement. The switch over to Barclays will be in effect June 2022..

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My condolences to those of you who have the card.

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Awww c'mon @gdale6 😂  15+ years with Barclays and I've never had any issues!  Now, that's not to say others haven't had some no-so-stellar experiences, but this definitely frees up my exposure with SYNCB. Plus, if I need to swap limits around, Barclays is always pretty flexible with reallocations.

[redE2move]

I received this message as well on my Old Navy card. However, Synch hates me! I closed 2 of their accounts and they paid me back with a CLD on my ON card taking me from a $6k CL down to a measly $200. Even though that was almost a year ago, not sure if they'll even transfer me to Barclay's. They may close my account all together don't you think? 

[FinStar]

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@redE2move wrote:

I received this message as well on my Old Navy card. However, Synch hates me! I closed 2 of their accounts and they paid me back with a CLD on my ON card taking me from a $6k CL down to a measly $200. Even though that was almost a year ago, not sure if they'll even transfer me to Barclay's. They may close my account all together don't you think? 

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It's hard to say what they'll do, to be honest. If it transfers, it transfers, albeit with a $200 CL. What caused the CLD? Were you not using it? Was it due to other reasons such as high utilization on other tradelines, Vantage 4 score deterioration? Have you used it since the CLD? If so, then it's possible you can try a CLI while it's still SP -- before the blackout period.