New Target CC

[llecs]

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@Anonymous wrote:

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@MagicShot wrote:

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@Anonymous wrote:

My card (store) opened with $300 received first cli to $500 and then $1000.

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My CL is 1000 but i also just have a store card. they no longer offer a visa card.

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you are correct. I was just wondering if that is why his card was issued with a higher limit.

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Target has been changing. I've seen some odd limits lately for their store card. The days of $200, $300, $500, and $1000 CLs are becoming a thing of the past. I still have no regrets cancelling my $200 after it was stuck there for over 3 yrs.

[scientifics]

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@Anonymous wrote:

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@scientifics wrote:

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@jefftca925 wrote:

I went to Target yesterday to pick up a few things for the house and figured I might as well get one of their RedCards since I shop there so much and an additional 5% can add up over time.  I went to the CS desk and the nice lady helped me submit my app.  It came back instantly approved for..... (drum roll please) $600!!  This is my lowest limit by a long shot and I was a little shocked.  Is Target going back to issuing low limit cards again after granting larger lines late last year?  I'm ok with it as I won't buy THAT much stuff there but still a bit surprised.  My FICOs are in the 770-780 range.

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My FICOs are in the 730 range and I got approved for a CL of $2000. Are you sure that's not just the temporary limit until you get the card in the mail?

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Scientifics was your card the Target Visa card? I'm thinking it was with a limit of $2000. The store card is usually issued a limit as low as $200 and the highest I have heard of is $1000.

My card (store) opened with $300 received first cli to $500 and then $1000.

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I opened my card on July 23, and it is the store card NOT the Visa.

[Murph7]

I got a 2000 starting limit about a year ago. It's the regular red card. My fico is low, around 660ish. Haven't checked in a few months. No cli since opening though, stuck at 2000.

[jefftca925]

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@Murph7 wrote:
I got a 2000 starting limit about a year ago. It's the regular red card. My fico is low, around 660ish. Haven't checked in a few months. No cli since opening though, stuck at 2000.

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I noticed a lot of limits were considerably higher last year but lower in the last few months.  I assume their charge-offs have increased again and they are trying to limit exposure.

[scientifics]

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@jefftca925 wrote:

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@Murph7 wrote:
I got a 2000 starting limit about a year ago. It's the regular red card. My fico is low, around 660ish. Haven't checked in a few months. No cli since opening though, stuck at 2000.

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I noticed a lot of limits were considerably higher last year but lower in the last few months.  I assume their charge-offs have increased again and they are trying to limit exposure.

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Mine was just a few weeks ago...seems like there really isn't much sense behind the CLIs they give.

[jefftca925]

Is the limit that you receive at the store usually the same once you receive the card?

[scientifics]

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@jefftca925 wrote:

Is the limit that you receive at the store usually the same once you receive the card?

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The receipt that prints out at the store says your temporary limit and the limit you will have once you get the card.

[meka1984]

I have been stuck with $200 for the past 4 years. Not sure what to do with this card.

[Creditaddict]

I have 4 Red Cards

opened:

1999-$300

2008-$1000

2009-$200

2009-$200

Never have understood the bank but I spend about $1000-$1500 a month in the store so the 5% off everything and 10% wine of 6 bottles or may adds up to a significant savings.

[Cotton_Britches]

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@jefftca925 wrote:

I went to Target yesterday to pick up a few things for the house and figured I might as well get one of their RedCards since I shop there so much and an additional 5% can add up over time.  I went to the CS desk and the nice lady helped me submit my app.  It came back instantly approved for..... (drum roll please) $600!!  This is my lowest limit by a long shot and I was a little shocked.  Is Target going back to issuing low limit cards again after granting larger lines late last year?  I'm ok with it as I won't buy THAT much stuff there but still a bit surprised.  My FICOs are in the 770-780 range.

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Which credit bureau did Target pull?