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New Target CC

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Contributor

Re: New Target CC


@Creditaddict wrote:

I have 4 Red Cards

opened:

1999-$300

2008-$1000

2009-$200

2009-$200

 

Never have understood the bank but I spend about $1000-$1500 a month in the store so the 5% off everything and 10% wine of 6 bottles or may adds up to a significant savings.


Creditaddict, weird they gave you 1000 in 08 but 200 in 09.

I dont understand them, if you got good credit they should give you a higher limit to allow or encouage you to buy not $200

Message 21 of 29
Established Contributor

Re: New Target CC


@Cotton_Britches wrote:

 


@jefftca925 wrote:

I went to Target yesterday to pick up a few things for the house and figured I might as well get one of their RedCards since I shop there so much and an additional 5% can add up over time.  I went to the CS desk and the nice lady helped me submit my app.  It came back instantly approved for..... (drum roll please) $600!!  This is my lowest limit by a long shot and I was a little shocked.  Is Target going back to issuing low limit cards again after granting larger lines late last year?  I'm ok with it as I won't buy THAT much stuff there but still a bit surprised.  My FICOs are in the 770-780 range.


Which credit bureau did Target pull?


I don't know yet.  I know not TU.  I think they pull EQ where I live.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 22 of 29
Frequent Contributor

Re: New Target CC


@Cotton_Britches wrote:

 


@jefftca925 wrote:

I went to Target yesterday to pick up a few things for the house and figured I might as well get one of their RedCards since I shop there so much and an additional 5% can add up over time.  I went to the CS desk and the nice lady helped me submit my app.  It came back instantly approved for..... (drum roll please) $600!!  This is my lowest limit by a long shot and I was a little shocked.  Is Target going back to issuing low limit cards again after granting larger lines late last year?  I'm ok with it as I won't buy THAT much stuff there but still a bit surprised.  My FICOs are in the 770-780 range.


Which credit bureau did Target pull?


They pulled EQ for me in PA.

Message 23 of 29
Epic Contributor

Re: New Target CC


@MagicShot wrote:

@Creditaddict wrote:

I have 4 Red Cards

opened:

1999-$300

2008-$1000

2009-$200

2009-$200

 

Never have understood the bank but I spend about $1000-$1500 a month in the store so the 5% off everything and 10% wine of 6 bottles or may adds up to a significant savings.


Creditaddict, weird they gave you 1000 in 08 but 200 in 09.

I dont understand them, if you got good credit they should give you a higher limit to allow or encouage you to buy not $200


oh it was $200 and some how ended up in one of the random CLI they did.  I have called and called until my face was blue, if any card was going to qualify for an increase wouldn't it be the card that I have had for 12 years!!! but with their new computer system you can pay with as many cards as you want, you just have to have the cashier type in the amount before you swipe the card... I usually devide it at least 2 ways but when first moved I did $100 and change on each card Smiley Tongue

The guy was like "are those all your cards and looked at them and my ID, he thought I was using stolen cards or something! hehe

and Target is EQ Exclusively I believe matter where you live.

Message 24 of 29
Contributor

Re: New Target CC


@Creditaddict wrote:

@MagicShot wrote:

@Creditaddict wrote:

I have 4 Red Cards

opened:

1999-$300

2008-$1000

2009-$200

2009-$200

 

Never have understood the bank but I spend about $1000-$1500 a month in the store so the 5% off everything and 10% wine of 6 bottles or may adds up to a significant savings.


Creditaddict, weird they gave you 1000 in 08 but 200 in 09.

I dont understand them, if you got good credit they should give you a higher limit to allow or encouage you to buy not $200


oh it was $200 and some how ended up in one of the random CLI they did.  I have called and called until my face was blue, if any card was going to qualify for an increase wouldn't it be the card that I have had for 12 years!!! but with their new computer system you can pay with as many cards as you want, you just have to have the cashier type in the amount before you swipe the card... I usually devide it at least 2 ways but when first moved I did $100 and change on each card Smiley Tongue

The guy was like "are those all your cards and looked at them and my ID, he thought I was using stolen cards or something! hehe

and Target is EQ Exclusively I believe matter where you live.


I dont get targets CLI issues! how are you suppose to buy large purchase from them if your CL is so low?

Message 25 of 29
Contributor

Re: New Target CC

Oh wait, I'll pay off my card to make another purchase? hmm weird thinking.

Message 26 of 29
Epic Contributor

Re: New Target CC

Considering how much money Target makes off their banking devision it baffles me also that they don't do regular increases and reviews.  It's worse than HSBC (Jaw drop)

Message 27 of 29
Contributor

Re: New Target CC

I did get increase from 300 to 500 to 750 to 1000 it was better than hsbc and no AF lol

Message 28 of 29
Established Contributor

Re: New Target CC

I finally confirmed today that they pulled EQ for my app.  Score is around 780 on that CBR.

 

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 29 of 29
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